Credit Analyst Intern: Underwriting & Financial Insight

ServisFirst Bank; English Village (AL); On-site; USD 18,000 - 32,000; Full time

Job summary

ServisFirst Bank invites applications for a Credit Analyst Intern position for the Spring term in Birmingham, AL. The role focuses on assessing creditworthiness by reviewing financial statements, borrowing history and market conditions, and preparing loan appraisals used in reviews and approvals.

Key duties include updating electronic credit files, conducting financial analysis, gathering financial information from loan officers, and generating monthly reports while adhering to compliance

Qualifications

• Undergraduate student majoring in Finance, Accounting, Economics or a related field
• Excellent written and verbal communication skills
• Experience using Microsoft Outlook, Word and Excel
• Experience in a position requiring attention to detail and data analysis
• Excellent organizational skills and ability to multi-task
• Ability to work independently with little supervision

Responsibilities

• Assist in updating electronic credit files by imaging related loan and financial documents
• Assist in conducting financial analysis and underwriting of credit for new loan requests and loan maturities
• Contact Loan Officers to request necessary financial information for analysis
• Assist in determining the strength and/or weakness of the client's credit to determine the terms of the loan
• Run reports that show past or current maturities and request necessary information
• Generate and compile various monthly reports including but not limited to past due loans, maturing loans, collateral exception reports, outstanding appraisal fees, loan type summaries and internal credit administration auditing
• Responsible for being familiar with all compliance regulations and policies that are applicable to this position and follow and ensure compliance with these regulations and policies

Skills

Attention to detail

Analytical skills

Time management

Communication skills

Independent worker

Multi-tasking

Education

Finance/Accounting/Economics undergrad

Tools

Outlook

Word

Excel

Job description

ServisFirst Bank invites applications for a Credit Analyst Intern position for the Spring term in Birmingham, AL. The role focuses on assessing creditworthiness by reviewing financial statements, borrowing history and market conditions, and preparing loan appraisals used in reviews and approvals.

Key duties include updating electronic credit files, conducting financial analysis, gathering financial information from loan officers, and generating monthly reports while adhering to compliance