Credit Analysis Intern - Finance & Risk (Summer)

Servisfirst Bank; Birmingham (AL); On-site; USD 32,000 - 42,000; Full time

Job summary

ServisFirst Bank in Birmingham, AL is seeking a Credit Analyst Intern for the Summer to support loan reviews and credit analysis. You will work under supervision to assess creditworthiness using financial statements and market conditions.

This role offers exposure to financial models, credit reports, and key ratios. The internship requires an undergraduate student in Finance, Accounting, or Economics with strong written and verbal communication, attention to detail, and proficiency in MS

Qualifications

• Excellent written and verbal communication skills.
• Experience using Microsoft Outlook, Word and Excel.
• Attention to detail and data analysis required.
• Excellent organizational skills and ability to multi-task.
• Ability to work independently with little supervision.

Responsibilities

• Assist in updating electronic credit files by imaging related loan and financial documents.
• Assist in conducting financial analysis and underwriting of credit for new loan requests and loan maturities.
• Contact Loan Officers to request necessary financial information for analysis such as balance sheets, tax returns and financial statements.
• Assist in determining the strength and/or weakness of the client’s credit to determine the terms of the loan.
• Run reports that show past or current maturities and request necessary information.
• Generate and compile various monthly reports including but not limited to past due loans, maturing loans, collateral exception reports, outstanding appraisal fees, loan type summaries and internal credit administration auditing.

Skills

Attention to detail

Data analysis

Communication skills

Independent worker

Organizational skills

Education

Undergraduate student majoring in Finance, Accounting or Economics

Tools

Microsoft Outlook

Microsoft Word

Microsoft Excel

Job description

ServisFirst Bank in Birmingham, AL is seeking a Credit Analyst Intern for the Summer to support loan reviews and credit analysis. You will work under supervision to assess creditworthiness using financial statements and market conditions.

This role offers exposure to financial models, credit reports, and key ratios. The internship requires an undergraduate student in Finance, Accounting, or Economics with strong written and verbal communication, attention to detail, and proficiency in MS