Commercial Banking Intern: Underwriting & Credit Analysis

Fishback Financial Corporation; Roseville (CA); On-site; USD 29,000 - 37,000; Full time

Benefits offered by this job

Medical, Dental, and Vision insurance

Health Savings Accounts

401(k)/ESOP Profit Sharing

Paid Time Off

Flexible Work Arrangements

Paid Parental Leave

Student Loan Repayment Assistance

Job summary

First Bank & Trust is offering an internship to learn underwriting fundamentals for commercial loans in a hands-on banking environment. You will analyze smaller credits, learn credit administration, and gain exposure to cash management and wealth management services.

The role emphasizes detail orientation, strong communication, and eagerness to learn all aspects of commercial banking, with real-world lending and risk assessment experience. Join a community-focused institution committed to growth.

Qualifications

• This person should have a minimum of three years of business-related classes in a higher learning setting or equivalent.
• Being detail oriented and having excellent communication and customer service skills are essential.
• Self-motivated with an eagerness to learn all aspects of Commercial Banking.

Responsibilities

• Participate in interviewing loan applicants, collect, and analyze financial and related data to formulate proposals for existing and prospective clients.
• Observe meetings with loan customers.
• List and describe various loan types and products.
• Compile and prepare proper underwriting information.
• Introduction to credit worthiness and cash flow by analyzing credit information and referring to policy and guidelines.
• View loan servicing and closing.
• Assist with analyzing and risk rating credit lines requiring Loan Committee review.
• Gain knowledge of banking products and services.
• Develop and maintain effective working relationships throughout First Bank & Trust to promote cross-selling of products and services.
• Utilize banking systems and observe how they integrate into business processes.
• Gain skills related to professionalism, financial analysis, decision-making, customer service and communication.
• Complete special projects as assigned.
• Attend loan meetings as directed and participate in decisions that affect ongoing and future operations of the department.

Skills

Detail oriented

Excellent communication

Customer service

Eagerness to learn

Education

Three years of business coursework

Job description

First Bank & Trust is offering an internship to learn underwriting fundamentals for commercial loans in a hands-on banking environment. You will analyze smaller credits, learn credit administration, and gain exposure to cash management and wealth management services.

The role emphasizes detail orientation, strong communication, and eagerness to learn all aspects of commercial banking, with real-world lending and risk assessment experience. Join a community-focused institution committed to growth.