CRE Credit Analyst: Underwriting, Risk & Loan Review

FirstBank Florida; Miami (FL); On-site; USD 70,000 - 110,000; Full time

Job summary

FirstBank Florida in Miami seeks an experienced CRE Underwriter to assess commercial real estate, multifamily, and business loan requests. You will determine credit viability and ensure adherence to underwriting standards.

Responsibilities include preparing CAMs with cash flow analysis, DSCR, rent-roll reviews, and presenting files to approval authorities. Strong English/Spanish communication and familiarity with nCino or Fiserv are preferred for this role.

Qualifications

• Minimum two years' experience in banking or lending practices.
• English/Spanish communication required.
• Able to work flexible hours during peak times.
• Working knowledge with nCino or Fiserv preferred.

Responsibilities

• Underwrite and analyze CRE, multifamily, and business loan packages.
• Ensure compliance with credit, underwriting standards, and policies.
• Prepare CAMs including credit analysis, cash flow, and DSCR.
• Review rent rolls and leases and related documents.
• Present loan files to approval authorities with recommendations.
• Maintain ongoing communication with loan officers and customers.

Skills

English/Spanish communication

Tools

nCino

Fiserv

Job description

FirstBank Florida in Miami seeks an experienced CRE Underwriter to assess commercial real estate, multifamily, and business loan requests. You will determine credit viability and ensure adherence to underwriting standards.

Responsibilities include preparing CAMs with cash flow analysis, DSCR, rent-roll reviews, and presenting files to approval authorities. Strong English/Spanish communication and familiarity with nCino or Fiserv are preferred for this role.