CRA & Fair Banking Specialist

First Mid Bank & Trust; Des Moines (IA); On-site; USD 73,000 - 110,000; Full time

Benefits offered by this job

Health, dental & vision coverage with

401(k) with employer match

Stock Purchase Plan

Generous PTO & holidays

Tuition reimbursement

Performance-based bonuses

Job summary

First Mid Bancshares, Inc. seeks a CRA & Fair Banking Officer in Des Moines, IA. You will lead the Bank's CRA, HMDA, and Fair Lending compliance program and provide regulatory reporting and oversight to lending operations and senior management.

The role requires coordinating training, updating policies, and ensuring data integrity for regulatory filings. Strong analytical, communication, and cross‑team collaboration skills are essential.

Qualifications

• Bachelor's degree preferred; relevant banking/regulatory experience advantageous.
• Experience with CRA/HMDA compliance and fair lending practices preferred.

Responsibilities

• Maintain expertise on CRA/HMDA, Fair Lending regulations and related guidance.
• Oversee CRA training programs and Fair Banking education for staff.
• Develop and monitor Fair Lending policies and risk assessments.
• Prepare and submit CRA and HMDA data and reports to regulators and committees.
• Collaborate with Marketing and Community Development to enhance outreach.

Skills

Regulatory compliance

CRA & HMDA

Fair Lending

Data analysis

Training & education

Policy development

Communication

Auditing & reporting

跨部门协作

Education

Bachelor's degree in finance, business, or related field

Tools

CRA Wiz

Job description

First Mid Bancshares, Inc. seeks a CRA & Fair Banking Officer in Des Moines, IA. You will lead the Bank's CRA, HMDA, and Fair Lending compliance program and provide regulatory reporting and oversight to lending operations and senior management.

The role requires coordinating training, updating policies, and ensuring data integrity for regulatory filings. Strong analytical, communication, and cross‑team collaboration skills are essential.