CRA & Fair Banking Lead — Compliance & Impact

First Mid Bank & Trust; St. Louis (MO); On-site; USD 73,000 - 110,000; Full time

Benefits offered by this job

Health, dental & vision coverage

401(k) with employer match

Employee Stock Purchase Plan

Generous PTO

Tuition reimbursement

Job summary

First Mid Bancshares, Inc. in St.

Louis, MO seeks a CRA & Fair Banking Officer to develop, implement, and administer the Bank's CRA/HMDA compliance program and provide specialized expertise to regulatory teams. The role supports lending operations, delivers management reports, trains staff on CRA and Fair Banking requirements, analyzes fair lending data, promotes responsible banking, and collaborates with marketing and community development to enhance engagement with underserved communities.

Qualifications

• Bachelor's degree in finance, business, or related field preferred.
• 3+ years of CRA experience and/or Fair Lending experience.
• Experience with CRA Wiz preferred.
• Strong analytical and data interpretation skills.

Responsibilities

• Maintains expertise on CRA, HMDA, and Fair Lending requirements and regulatory updates.
• Ensures CRA files and notices meet regulatory requirements and is updated as needed.
• Develops CRA training and educates bank employees on CRA/HMDA topics.
• Updates Fair Banking policies and performs risk assessments with business lines.
• Analyzes fair lending data and reports results to committees and management.
• Promotes a strong culture of Fair and Responsible Banking with partners.
• Monitors community development loans, investments, and services and improves data collection.
• Travels to other bank locations as needed.

Skills

Strong organizational skills

Interpersonal skills

Written and verbal communication

Critical thinking

Problem solving

Education

Bachelor's degree in finance, business, or related field

Tools

Microsoft Word

Excel

General ledger system

Job description

First Mid Bancshares, Inc. in St.

Louis, MO seeks a CRA & Fair Banking Officer to develop, implement, and administer the Bank's CRA/HMDA compliance program and provide specialized expertise to regulatory teams. The role supports lending operations, delivers management reports, trains staff on CRA and Fair Banking requirements, analyzes fair lending data, promotes responsible banking, and collaborates with marketing and community development to enhance engagement with underserved communities.