CRA & Fair Banking Strategist

First Mid Bancshares, Inc.; Grapevine (TX); On-site; USD 85,000 - 110,000; Full time

Benefits offered by this job

Health, dental & vision coverage

401(k) with employer match + ESPP

Generous PTO & holidays

Tuition reimbursement & bonuses

Job summary

First Mid Bancshares, Inc. is seeking a Community Reinvestment Act (CRA) Officer to develop and administer the Bank’s CRA and HMDA compliance program. This role provides regulatory expertise to ensure data integrity and supports lending operations and senior management with management reports.

Responsibilities include maintaining knowledge of CRA/HMDA regulations, training staff, monitoring fair lending risk, and preparing annual CRA reports to the board. Travel to bank locations may be required.

Qualifications

• Bachelor’s degree required; finance/business field preferred.
• Minimum 3+ years CRA or fair lending experience stated.
• Experience with CRA Wiz is preferred.
• Strong written and verbal communication; attention to detail.

Responsibilities

• Maintain expertise on CRA, HMDA, and fair lending laws and updates.
• Ensure public CRA file contains required information and lobby notices.
• Establish CRA training programs and answer policy questions.
• Monitor Fair Banking policy and risk assessments for improvements.
• Analyze fair lending data and report results to committees.
• Coordinate CRA/HMDA data collection with regulatory bodies and auditors.

Skills

CRA knowledge

Data analysis

Regulatory reporting

Communication

Attention to detail

Team leadership

Education

Bachelor’s degree in finance, business, or related field

Tools

Microsoft Word

Microsoft Excel

Job description

First Mid Bancshares, Inc. is seeking a Community Reinvestment Act (CRA) Officer to develop and administer the Bank’s CRA and HMDA compliance program. This role provides regulatory expertise to ensure data integrity and supports lending operations and senior management with management reports.

Responsibilities include maintaining knowledge of CRA/HMDA regulations, training staff, monitoring fair lending risk, and preparing annual CRA reports to the board. Travel to bank locations may be required.