Corporate Credit Specialst

B&H Photo Video; New York (NY); On-site; USD 65,000 - 85,000; Full time

Job summary

B&H Photo Video in New York, NY is seeking a Credit Specialist to process new and existing customer credit applications, assess risk, and establish or adjust credit terms. You will update customer profiles, monitor accounts, and generate periodic credit reports while coordinating with Sales and A/R to resolve daily requests.

The role emphasizes accuracy, timely communication, and detailed record-keeping within a fast-paced retail finance environment.

Qualifications

• Effective problem solving & analytical skills.
• Excellent written and oral communication skills.
• Excellent organizational skills and attention to detail.

Responsibilities

• Process business credit applications for credit terms.
• Investigate and assess credit worthiness of applicants.
• Set up open accounts with credit limits and enter verified information.
• Communicate with Sales, Marketing, A/R, financial institutions and businesses on ongoing issues.
• Perform periodic reviews and update credit information on active accounts.

Skills

Problem solving

Written & oral communication

Organizational skills & attention to细

Job description

The Credit Specialist processes applications from new customers as well as existing ones who like to establish credit terms or adjust their current credit line. The Specialist reviews the application for indications of fraud and perform necessary research to conduct background check. S/he interacts with customers in a timely manner to gather necessary information required to process the application. Up on approval, the Specialist updates the customer profile, enter credit limits in to the system and informs the applicant the result of their application. In conjunction with the team, s/he manages department phone queue line, mailbox, requests from Sales, A/R etc. Additionally, the Credit Specialist monitors customer’s accounts on an annual basis and produces reports as needed.

• Processing business credit applications for credit terms account.
• Investigating and assessing credit worthiness of applicants.
• Setting up open accounts with a credit limit and entering pertinent verified information on the account profile.
• Assisting and communicating with Sales, Marketing, A/R, financial institutions and businesses on ongoing daily issues, requests.
• Performing periodical review through scoring or requesting updated credit information on existing active accounts with high activity/volume.

Specific Knowledge, Skills and Abilities:

• Effective problem solving & analytical skills
• Excellent written and oral communication skills.
• Excellent organizational skills and attention to detail.