Credit Specialist

Matheson Tri-Gas; Irving (TX); On-site; USD 45,000 - 60,000; Full time

Job summary

Matheson Tri-Gas is seeking a Credit Specialist in Irving, Texas, to monitor and analyze financial data and assist in credit decision-making. This role requires strong analytical skills and attention to detail to review credit applications, prepare credit packages, and manage customer accounts effectively.

The ideal candidate will have experience in financial statement analysis and the ability to communicate effectively with customers regarding account statuses.

Qualifications

• Ability to review credit applications.
• Strong analytical skills to interpret financial data.
• Proficiency in using multiple databases.

Responsibilities

• Monitor and analyze financial data for credit decisions.
• Prepare and present complete credit packages for management.
• Perform annual account reviews and adjust limits as necessary.

Skills

Analytical skills

Attention to detail

Knowledge of financial statement analysis

Data entry

Customer communication

Job description

CREDIT SPECIALIST

The Credit Specialist will monitor, interpret, and analyze independent and third-party financial data. The Credit Specialists will be able to accurately interpret the financial statement data and provide an opinion supporting, recommending, and approving appropriate credit limit decisions based on the business'pre-existing guidelines. This role requires analytical skills, attention to detail, and knowledge of financial statement analysis. This expertise will help the team make informed decisions regarding credit approvals and customer credit limits.

Essential Functions

• Ability to review credit applications and complete credit investigations to grant credit and establish limits based on thresholds
• Create new customers in ERP
• Perform analysis of Dun & Bradstreet credit report profiles to analyst payment trends and overall business viability
• Prepare and present complete credit packages for management
• Ensure accurate customer account records by updating customers file with limit changes, terms and all related collection fields
• Complete annual account reviews and limit increases/decreases
• Monitor changes in financial reporting from Dun &Bradstreet
• Build and maintain spreadsheets and dashboard for credit approval tracking and other projects
• Responsible for reviewing and release holds due to credit limits and overdue amounts
• Identify and communicate root cause for delinquency
• Complete weekly reporting for holds and releases to Manager
• Light collections to resolve credit releases
• Answer customer and field questions regarding account status
• Responsible for inactive customer base documentation and escalation for outside collections
• Communicate professionally and effectively
• Data entry
• Ability to navigate and use multiple databases
• Maintain active follow up on files/pipeline
• Performs other duties as assigned
• Comply with all policies and standards

Physical Demands/Working Conditions

• Stationary Position - Constantly
• Move/Traverse - Frequently
• Stationary Position/Seated - Constantly
• Transport/Lifting - Rarely
• Transport/Carrying - Rarely
• Exerting Force/Pushing - Rarely
• Exerting Force/Pulling - Rarely
• Ascend/Descend - Rarely
• Balancing - Rarely
• Position Self/Stooping - Rarely
• Position Self/Kneeling - Rarely
• Position Self/Crouching - Rarely
• Position Self/Crawling - Rarely
• Reaching - Rarely
• Handling - Rarely
• Grasping - Rarely
• Feeling - Rarely
• Communicate/Talking - Constantly
• Communicate/Hearing - Constantly
• Repetitive Motions - Constantly
• Coordination - Rarely

Equal Opportunity Employer

The Company is an Equal Opportunity Employer that complies with the laws and regulations set forth under EEOC. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability or protected veteran status. EOE AA M/F/VET/Disability