Credit Specialist

Nippon Sanso Matheson; Irving (TX); On-site; USD 33,000 - 34,000; Full time

Job summary

Nippon Sanso Matheson is seeking a Credit Specialist to monitor, interpret, and analyze independent and third-party financial data and to provide informed credit limit recommendations based on company guidelines.

Responsibilities include reviewing credit applications, creating new ERP customers, analyzing Dun & Bradstreet reports, preparing credit packages for management, and handling routine account updates, annual reviews, and light collections.

Qualifications

• Ability to review credit applications and complete credit investigations to grant credit and establish limits based on thresholds.
• Interpret and analyze financial statements to support credit decisions.

Responsibilities

• Review credit applications and perform investigations to grant credit and set limits.
• Create new customers in ERP and update customer records with limits/terms.

Skills

Credit analysis

ERP knowledge

Financial statement analysis

Attention to detail

Tools

Dun & Bradstreet

ERP system

Job description

CREDIT SPECIALIST
The Credit Specialist will monitor, interpret, and analyze independent and third-party financial data.
The Credit Specialists will be able to accurately interpret the financial statement data and provide an opinion supporting, recommending, and approving appropriate credit limit decisions based on the business' pre-existing guidelines. This role requires analytical skills, attention to detail, and knowledge of financial statement analysis. This expertise will help the team make informed decisions regarding credit approvals and customer credit limits.

Essential Functions

• Ability to review credit applications and complete credit investigations to grant credit and establish limits based on thresholds
• Create new customers in ERP
• Perform analysis of Dun & Bradstreet credit report profiles to analyst payment trends and overall business viability
• Prepare and present complete credit packages for management
• Ensure accurate customer account records by updating customers file with limit changes, terms and all related collection fields
• Complete annual account reviews and limit increases/decreases
• Monitor changes in financial reporting from Dun & Bradstreet
• Build and maintain spreadsheets and dashboard for credit approval tracking and other projects
• Responsible for reviewing and release holds due to credit limits and overdue amounts
• Identify and communicate root cause for delinquency
• Complete weekly reporting for holds and releases to Manager
• Light collections to resolve credit releases
• Answer customer and field questions regarding account status
• Responsible for inactive customer base documentation and escalation for outside collections
• Communicate professionally and effectively
• Data entry
• Ability to navigate and use multiple databases
• Maintain active follow up on files/pipeline
• Performs other duties as assigned
• Comply with all policies and standards

PHYSICAL DEMANDS/WORKING CONDITIONS

• Stationary Position - Constantly
• Move/Traverse - Frequently
• Stationary Position/Seated - Constantly
• Transport/Lifting
• Transport/Carrying - Rarely
• Exerting Force/Pushing - Rarely
• Exerting Force/Pulling - Rarely
• Ascend/Descend - Rarely
• Balancing - Rarely
• Position Self/Stooping - Rarely
• Position Self/Kneeling - Rarely
• Position Self/Crouching - Rarely
• Position Self/Crawling - Rarely
• Reaching - Rarely
• Handling - Rarely
• Grasping - Rarely
• Feeling - Rarely
• Communicate/Talking - Constantly
• Communicate/Hearing - Constantly
• Repetitive Motions - Constantly
• Coordination - Rarely

pay rate $24.00 to $25.00 per hour

The Company is an Equal Opportunity Employer that complies with the laws and regulations set forth under EEOC. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability or protected veteran status. EOE AA M/F/VET/Disability