Construction Loan Monitoring Analyst — Risk & Compliance

Regions Bank; Atlanta (GA); On-site; USD 66,000 - 78,000; Full time

Benefits offered by this job

Paid Vacation/Sick Time

401K with Company Match

Medical, Dental and Vision Benefits

Disability Benefits

Health Savings Account

Flexible Spending Account

Life Insurance

Parental Leave

Employee Assistance Program

Associate Volunteer Program

Job summary

Regions Bank is seeking a Credit Products Construction Loan Monitoring Analyst to manage risk across commercial construction loan projects in the bank’s footprint. The role requires reviewing contracts, coordinating with field teams, and ensuring compliance with policy throughout loan lifecycles.

You will work onsite four days a week from our Hoover, AL, Atlanta, GA, or Charlotte, NC offices, partnering with Credit Products, Loan Fulfillment, and Relationship Teams to ensure successful project

Qualifications

• Bachelor’s degree and three (3) years of previous real estate underwriting, construction loan disbursement, loan fulfillment, or related commercial banking experience.
• Or High School Diploma or GED and seven (7) years of previous real estate underwriting, construction loan disbursement, loan fulfillment, or related commercial banking experience.

Responsibilities

• Reviews construction contracts and other construction-related documents to ensure policy compliance and identify issues.
• Reviews underwriting-approved construction loan requirements with field teams to ensure adherence to policies and procedures.
• Serves as a subject matter expert for the field, advising on all aspects of commercial construction projects.
• Works with Credit Products and Loan Fulfillment to obtain, review, and approve required preliminary construction documentation prior to loan closing.
• Evaluates and approves draw requests with documentation per policy and guidelines.
• Supports senior analysts in resolving construction-related field issues by coordinating with the Relationship Team and Credit Products.
• Creates and maintains sources and uses worksheets reflecting a balanced budget for projects.
• Reconciles contractor draw requests with available loan funds.
• Partners with other lenders on agent and non-agent projects.
• Manages approved third party construction consulting inspection firms.
• Maintains relationships with title contacts and inspectors, completing scorecards post project.
• Secures final construction completion documents and verifies no outstanding issues.
• Assists with training and mentoring new construction loan monitoring analysts.
• Collaborates with multiple bank segments as described in the job posting.

Skills

Excel

Interpersonal communication

Time management

Attention to detail

Analytical thinking

Education

Bachelor’s degree in real estate underwriting/related field

High School Diploma or GED with 7 years of experience

Job description

Regions Bank is seeking a Credit Products Construction Loan Monitoring Analyst to manage risk across commercial construction loan projects in the bank’s footprint. The role requires reviewing contracts, coordinating with field teams, and ensuring compliance with policy throughout loan lifecycles.

You will work onsite four days a week from our Hoover, AL, Atlanta, GA, or Charlotte, NC offices, partnering with Credit Products, Loan Fulfillment, and Relationship Teams to ensure successful project