Commercial Underwriter II: Credit Analysis & Lending Impact

Unitibank; Irvine (CA); Hybride; USD 85 000 - 110 000; Plein temps

Avantages offerts par ce poste

Medical insurance

Dental insurance

Vision insurance

401K

Disability insurance

Flexible spending account

Vacation and sick policy

Résumé du poste

United Business Bank in Irvine, CA is seeking an Underwriter II to join a collaborative credit team. The role focuses on analyzing loan requests, evaluating risk, and preparing credit materials for loan decisions.

You will interact with clients, help structure loans, monitor disbursements, and document loan files. Growth opportunities exist within a supportive Credit Administration environment.

Qualifications

• Bachelor's degree in Math, Business or related field.
• Minimum 5 years experience in lending, credit analysis or underwriting.
• Knowledge of banking regulations and lending procedures.
• Excellent communication and analytical skills.
• Strong customer-facing and documentation abilities.

Responsabilités

• Evaluate loan applications and perform credit analysis.
• Monitor disbursements and ensure loan terms compliance.
• Prepare credit presentations for new loans, renewals, and covenant monitoring.
• Interact with clients to discuss credit requests and gather information.
• Assist in loan documentation and reporting to the loan committee.
• Support Relationship Manager in loan structuring as needed.

Connaissances

Communication

Mathematics

Interpersonal skills

Cross-selling

Credit analysis

Organization

MS Office

Professionalism

Formation

Bachelor's degree

Outils

Microsoft Word

Microsoft Excel

Description du poste

United Business Bank in Irvine, CA is seeking an Underwriter II to join a collaborative credit team. The role focuses on analyzing loan requests, evaluating risk, and preparing credit materials for loan decisions.

You will interact with clients, help structure loans, monitor disbursements, and document loan files. Growth opportunities exist within a supportive Credit Administration environment.