Credit Underwriter I-II: Analyze, Structure & Monitor Clients

Bank of America; Fresno (CA); On-site; USD 80,000 - 100,000; Full time

Job summary

A leading financial institution is looking for an Underwriter to evaluate credit worthiness and provide comprehensive analysis for loan decisions. Candidates should possess at least 3 years of experience in commercial banking, specializing in financial analysis, risk assessment, and underwriting. Strong communication and analytical skills are required. This role is office-based in Fresno, California, offering a full-time position with a 40-hour work week.

Qualifications

• 3+ years of solid experience in Commercial Banking performing financial analysis, structuring, underwriting, and portfolio management.
• Strong communication and analytical/technical skills, including financial accounting, modeling, and loan structuring.

Responsibilities

• Evaluates credit worthiness and provides analysis and decisioning on whether a client should receive a credit facility.
• Partners with Credit Officers, Relationship Management, and Risk teammates to assess and deliver credit solutions.
• Monitors the client's operating performance and financial condition, proactively identifying issues and opportunities.
• Delivers financial modeling, loan structure, industry, economic, and other analysis to team members to support the loan decision-making process.
• Ensures adherence to credit policies, guidelines, procedures, and applicable regulatory requirements.

Skills

Attention to Detail

Credit and Risk Assessment

Financial Analysis

Underwriting

Written Communications

Analytical Thinking

Credit Documentation Requirements

Financial Forecasting and Modeling

Recording/Organizing Information

Business Acumen

Collaboration

Collateral Management

Loan Structuring

Prioritization

Education

BA/BS Desired

Job description

A leading financial institution is looking for an Underwriter to evaluate credit worthiness and provide comprehensive analysis for loan decisions. Candidates should possess at least 3 years of experience in commercial banking, specializing in financial analysis, risk assessment, and underwriting. Strong communication and analytical skills are required. This role is office-based in Fresno, California, offering a full-time position with a 40-hour work week.