Commercial Underwriter – High-Volume Credit & Structuring

Bank of America

Chicago (IL)

On-site

USD 91,000 - 150,000

Full time

14 days+

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Benefits offered by this job

Discretionary incentive eligible

Benefits eligible

Job summary

Bank of America in Chicago, IL is seeking a Standard Channel Underwriter to join the Commercial Banking team. The role focuses on credit underwriting, analysis, and loan structuring for a high-volume national queue, collaborating with Relationship Managers to assess borrower risk and opportunities.

Responsibilities include evaluating financial statements, delivering loan structures, and monitoring portfolio performance.

Qualifications

2+ years of solid Commercial Banking experience.
Experience in financial analysis, structuring, and underwriting.
Analytical/technical skills, including financial accounting, modeling and loan structuring.
Strong communication skills; ability to communicate vertically, horizontally, and externally.
Industry knowledge across multiple sectors.

Responsibilities

Supports underwriting and monitoring in a high-volume national workflow queue.
Independently works with Relationship Managers and Solutions Advisors to understand structuring needs and requirements.
Delivers financial modeling, loan structure, industry, economic, and other analyses to team members to support the loan decision‑making process.
Underwriters have single signature authority for certain credit transaction.