Commercial Credit Analyst: CRE & C&I

Leader Bank; Arlington (MA); On-site; USD 60,000 - 80,000; Full time

Benefits offered by this job

401k plan with corporate match

Medical and dental insurance

Healthy work-life balance

Job summary

A leading community bank is seeking a Commercial Credit Analyst responsible for evaluating the creditworthiness of commercial borrowers. The role includes analyzing financial statements, preparing credit approval memoranda, and ensuring compliance with internal credit policies. Qualified candidates will have a Bachelor’s degree and 1-5 years of experience in commercial credit or related fields. The bank offers competitive compensation and benefits.

Qualifications

• 1-5 years of experience in commercial credit, loan underwriting, or financial analysis.
• Proficiency in financial modeling and tools like MS Office software.
• Ability to work independently and collaboratively across departments.

Responsibilities

• Analyze financial statements, tax returns, cash flows and projections of commercial borrowers.
• Prepare detailed Credit Approval Memoranda assessing repayment ability, collateral adequacy, creditworthiness, and loan structure with recommendation of approval.
• Conduct industry and market analysis to assess borrower risk.
• Ensure compliance with financial covenants and reporting requirements.

Skills

Analytical thinking

Attention to detail

Effective communication

Financial modeling

Education

Bachelor’s degree in Finance, Accounting, Economics, or related field

Tools

MS Office

Job description

A leading community bank is seeking a Commercial Credit Analyst responsible for evaluating the creditworthiness of commercial borrowers. The role includes analyzing financial statements, preparing credit approval memoranda, and ensuring compliance with internal credit policies. Qualified candidates will have a Bachelor’s degree and 1-5 years of experience in commercial credit or related fields. The bank offers competitive compensation and benefits.