Commercial Portfolio Manager - Biltmore/Phoenix (AZ)

Zions Bancorporation; Phoenix (AZ); On-site; USD 90,000 - 130,000; Full time

Benefits offered by this job

Medical/Dental/Vision

Life/Disability Insurance

Parental Leave

HSA & FSA

PTO & Holidays

401(k) & Profit Sharing

Mental Health Benefits

Tuition Reimbursement

Employee Banking Programs

Job summary

National Bank of Arizona seeks a Commercial Portfolio Manager to oversee a diverse loan portfolio, analyze financial statements, manage risk, and strengthen client relationships. You will collaborate with bankers on new and existing loan opportunities and ensure compliance with bank policies.

The role emphasizes credit analysis, lending strategies, and portfolio performance, with opportunities for growth within a community-focused bank in Phoenix.

Qualifications

• Requires a bachelor's degree in Finance, Business or related field and 2+ years of banking, relationship management, underwriting and credit experience.
• Knowledge of various loan types, credit analysis, spreading and analyzing financial statements, risk analysis, and credit scoring.
• Solid underwriting skills, financial modeling, valuations and policy adherence.
• Strong communications, time management and problem-solving abilities; local candidates preferred.

Responsibilities

• Manage and service a portfolio of existing loan relationships.
• Expand relationships to achieve high customer satisfaction.
• Spread and analyze financial statements, monitor collateral, pricing, and credit performance.
• Prepare loan presentations and monitor portfolio risk and reporting (past dues, documentation, etc.).
• Stay informed on financial and market trends affecting the portfolio; assist with loan requests.

Skills

Financial analysis

Credit underwriting

Relationship mgmt

Credit risk

Portfolio management

Education

Bachelor's degree in Finance

Job description

At National Bank of Arizona, we are a community of professionals with relationships at our core. We strive to promote an engaging environment with accessible leadership and on-going employee development. National Bank of Arizona was founded on the premises of building local relationships, we pride ourselves on providing our clients, shareholders and each other with the best possible tools, resources and opportunities. Our workplace culture is based on inclusivity and collaboration, so we can give our customers as well as our employees the best possible environment to thrive. More than 40 years later, our approach hasn't changed. At NBAZ, the possibilities are endless - come for the job, stay for a career.

NBAZ is looking for Commercial Portfolio Manager candidates to join Arizona's #1 Community Bank for our Phoenix Metro Commercial Market. This role focuses on identifying appropriate lending opportunities, soliciting, and developing all types of business activity, specializing in commercial loans and participates in the development of overall commercial loan objectives, policies, and practices.

If you are passionate about being part of a community, being a team player, and helping others reach their financial goals, then we are interested in speaking with you!

Essential Functions

• Responsible for managing and servicing a portfolio of existing loan relationships.

• Responsible for expanding and building relationships resulting in excellent customer satisfaction.

• Responsible for ensuring financial statements are spread and analyzed, addressing industry risks, monitoring collateral requirements, loan structuring and pricing, credit analysis, monitoring credit performance and assisting with loan presentations.

• Handles reporting on loans such as past dues, documentation and collateral exceptions, financial performance updates, portfolio profitability, risk grades, etc.

• Keeps informed of financial and market trends in the portfolio and analyzes those trends for the effect they will have on the portfolio.

• Assists bankers with new and existing loan requests and other special projects.

• Senior levelmay manage Analysts and Loan Specialists.

• Other duties as assigned.

Qualifications

• Requires a bachelor's degree in Finance, Business or other related field and 2+ years of banking, relationship management, underwriting and credit experience or other directly related experience. An equivalent combination of education and experience may meet qualifications.

• Knowledge of various types of loans, credit analysis, spreading and analyzing financial statements, risk analysis, credit scoring, loan documentation, etc.

• Knowledge of banking products, services, policies, procedures, and regulations.

• Solid credit skills in underwriting, financial modeling, valuations, and adherence to policy.

• Requires solid customer service, relationship, organizational, analytical, and creative problem-solving skills.

• Ability to meet deadlines.

• Must have solid communications skills, both verbal and written.

• Knowledge of various software applications including word processing and spreadsheets.

• Local candidates only.

Benefits

• Medical, Dental and Vision Insurance - START DAY ONE!

• Life and Disability Insurance, Paid Parental Leave and Adoption Assistance.

• Health Savings (HSA), Flexible Spending (FSA) and dependent care accounts.

• Paid Training, Paid Time Off (PTO) and 11 Paid Federal Holidays.

• 401(k) plan with company match, Profit Sharing, competitive compensation in line with work experience.

• Mental health benefits include coaching and therapy sessions.

• Tuition Reimbursement for qualifying employees.

• Employee Ambassador preferred banking products.

Equal Opportunity Employer

It is the policy of this corporation to provide equal employment and advancement opportunities to all employees and applicants for employment, without regard to race, color, religion, age (40 and over), sex, pregnancy, gender, disability, national origin, ethnic background, citizenship, veteran status, sexual orientation, gender identity and expression or any other characteristic protected by applicable law. This policy is established and administered in accordance with all applicable federal, state, and local laws.

If you are an individual with disabilities who needs accommodation, or you are having difficulty using our website to apply for employment, please contact us at [phone], Mon.-Fri. between 9 a.m. - 5 p.m. MST.