Commercial Banking Relationship Manager - Flagstaff (AZ)

National-Bank-of-Arizon; Flagstaff (AZ); On-site; USD 80,000 - 120,000; Full time

Benefits offered by this job

Medical, Dental and Vision Insurance -

Life and Disability Insurance

Paid Parental Leave and Adoption Allow

Health Savings (HSA)

Flexible Spending (FSA)

Paid Time Off (PTO)

Job summary

The National Bank of Arizona (NBAZ) is seeking an experienced Commercial Banker to join our Flagstaff team. You will focus on originating, underwriting, and managing commercial loans while deepening client relationships in the Flagstaff area.

Ideal candidates have a four-year degree in business, accounting, or finance and 2+ years of CRE/C&I lending, strong credit skills, and a proven network in AZ communities. This is a full-time on-site role with competitive compensation and benefits.

Qualifications

• A four-year college degree in business, accounting, or finance is strongly preferred with 2+ years of direct commercial lending in C&I/CRE, or other complex commercial lending.
• Knowledge of commercial loans, credit and related lending processes and procedures is required.
• Local candidates with knowledge of local networks and AZ communities are highly preferred.
• Strong credit analysis, documentation, and relationship-building capabilities are essential.

Responsibilities

• Support the development and maintenance of profitable commercial banking relationships.
• Establish, develop and maintain an aggressive prospect calling program targeting relationship opportunities.
• Interpret and implement commercial loan policies for a sound loan portfolio.
• Minimize problem credit and delinquencies through strong documentation and timely collections.
• Present loan recommendations to senior lenders or loan committees.
• Collaborate with the sales team to complete transactions.
• Other duties as assigned.

Skills

Commercial lending

Credit analysis

Relationship management

Local AZ network

Financial statement analysis

Education

Bachelor's degree in business, accounting, or finance

Job description

At National Bank of Arizona, we are a community of professionals with relationships at our core. We strive to promote an engaging environment with accessible leadership and on-going employee development. National Bank of Arizona was founded on the premise of building local relationships, we pride ourselves on providing our clients, shareholders, and each other the best possible tools, resources, and opportunities. Our workplace culture is based on inclusivity and collaboration, so we can give our customers as well as our employees the best possible environment to thrive. More than 40 years later, our approach hasn't changed. At NBAZ, the possibilities are endless - come for the job, stay for a career.

NBAZ is looking for an experienced Commercial Banker to join our Flagstaff Team. Top candidates will have extensive knowledge of the Flagstaff and surrounding communities with proven success attracting new business relationships while deepening our existing customer relationships.

This position focuses on identifying appropriate lending opportunities, soliciting and developing all types of business activity, specializing in commercial loans, participating in the development and recommendation of overall commercial loan objectives, policies and practices.

Essential Functions:

• Support the development and maintenance of profitable commercial banking relationships.
• Establish, develop and maintain an aggressive prospect calling program to determine the scope of potential relationship opportunities and alignment with NBAZ core values and strategic objectives.
• Interpret and implement commercial loan policies and contribute effectively to a sound and profitable loan portfolio with maximum income and minimum losses.
• Minimize problem credit and/or delinquencies by maintaining high credit standards, good documentation procedures and timely collection efforts.
• Make loan presentations and decision recommendations to senior lenders and/or loan committees.
• Participates in the completion of transactions with the sales team.
• Other duties as assigned.

Qualifications:

A four-year college degree in business, accounting, or finance is strongly preferred with 2+ years of direct commercial lending in C&I/CRE, or other complex commercial lending. An equivalent combination of education and experience may meet qualifications. Knowledge of commercial loans, credit and/or related lending processes and procedures is required.

• Local candidates are highly preferred. This role requires knowledge of local networks with expertise and pipelines in surrounding AZ communities.
• Knowledge of commercial credit analysis, spreading and analyzing financial statements, credit scoring, documentation, etc.
• A demonstrated ability to develop and maintain major banking relationships is strongly preferred.
• Applies highly advanced technologies, scientific principles, theories, and concepts in decision-making and problem-solving activities.
• Requires an in-depth knowledge of related fields and the ability to apply that information to the current role.
• Detail oriented, ability to work under pressure, manage multiple priorities, meet deadlines, and work independently.
• Excellent verbal, written, and interpersonal skills with strong financial and credit analysis skills are essential to this role.
• Creative problem solving, negotiation and presentation skills.
• Medical, Dental and Vision Insurance - START DAY ONE!
• Life and Disability Insurance, Paid Parental Leave and Adoption Assistance.
• Health Savings (HSA), Flexible Spending (FSA) and dependent care accounts.
• Paid Training, Paid Time Off (PTO) and 11 Paid Federal Holidays.
• 401(k) plan with company match, Profit Sharing, competitive compensation in line with work experience.
• Mental health benefits including coaching and therapy sessions.
• Tuition Reimbursement for qualifying employees.
• Employee Ambassador preferred banking products.

This position will be open until filled.

All candidates, including those with criminal histories will be considered for employment. However, a background check adjudicated consistently with the FDIC Section 19 regulation will be completed on any candidate who accepts a conditional job offer from the Company. Because the Company is a financial institution, the FDIC guidelines apply to all positions within the company and as such any and all job duties have a direct relationship to a candidate’s criminal history and that criminal history would need to align with the FDIC Section 19 regulations.

Zions Bancorporation, National Association prohibits illegal discrimination and reaffirms its policy of providing Equal Employment Opportunity (EEO), by extending equal employment and advancement opportunities to all employees and applicants for employment, without regard to race, color, religion, age (40 and over), sex, pregnancy, gender, disability, national origin, ethnic background, citizenship, protected veteran status, military service, sexual orientation, gender identity, genetic information or any other characteristic protected by applicable federal, state or local law.

It is the Company's policy not to discriminate because of a person's relationship or association with a protected veteran. This includes spouses and other family members. Also, Zions will safeguard the fair and equitable treatment of protected veteran spouses and family members with regard to all employment actions and prohibit harassment of applicants and employees because of their relationship or association with a protected veteran.

Applicants Requesting Accommodations: If you are a qualified individual with a disability or a disabled veteran, you may request a reasonable accommodation if you are unable or limited in your ability to use or access our career site. You can request reasonable accommodations by contacting us at [e-mail] or 801/844-7618. Please email your resume/cover letter, indicate what position you are interested in and include "Accommodation needed" in the subject line to ensure your information is routed to the appropriate contact.

Create and manage profiles for future opportunities.

National Bank of Arizona a division of Zions Bancorporation, N.A. Member FDIC