Commercial Loan Underwriter — Structured Financing & Risk

Johnson Financial Group; Madison (WI); On-site; USD 65,000 - 90,000; Full time

Job summary

Johnson Financial Group in Madison, WI, is seeking an Underwriter I for commercial loan opportunities typically exceeding $5 million. You will partner with regional leadership, provide early guidance on new opportunities, actively manage the credit approval process, and assist in proposing and negotiating final deal structures with clients or prospects.

The role requires underwriting credit risk, facilitating loan closings, and ongoing portfolio oversight.

Qualifications

• 2-4 years commercial banking or equivalent experience for Underwriter I
• Higher levels will require more in-depth experience
• Excellent analytical and decision making skills
• Critical thinking and problem solving skills required
• Ability to work independently with minimal supervision
• College degree and/or equivalent work experience preferred

Responsibilities

• Partner with Relationship Managers on client and prospect calls, structure credit facilities and preparing engagement memos
• Manage the credit approval process through RCO/CCO engagement including loan presentation and preparation management
• Ensure that all loans are underwritten with a high degree of accuracy and in according with the Bank's policies and procedures
• Manage the 3rd party process as needed including appraisal engagement, environmental due diligence, title company engagement and land surveys
• Manage loan documentation preparation process for attorney and loan operations engagement. Confirm accuracy of documentation compared to approval
• Evaluate facts and data to draw conclusions, determine the downstream impact of decisions and associated risks
• Resolve difficult or challenging problems by identifying potential solutions and clearly communicate with relevant personnel
• Keep up on industry requirements and standards through various training opportunities

Skills

Analytical skills

Decision making

Critical thinking

Problem solving

Independent work

Education

College degree or equivalent

Job description

Johnson Financial Group in Madison, WI, is seeking an Underwriter I for commercial loan opportunities typically exceeding $5 million. You will partner with regional leadership, provide early guidance on new opportunities, actively manage the credit approval process, and assist in proposing and negotiating final deal structures with clients or prospects.

The role requires underwriting credit risk, facilitating loan closings, and ongoing portfolio oversight.