Commercial Loan Operations Expert

Citizens State Bank; New Castle (IN); On-site; USD 42,000 - 62,000; Full time

Benefits offered by this job

Health benefits

401K

Wellness incentives

Relief fund

Employee assistance program

Job summary

Citizens State Bank is seeking a Commercial Loan Processor to support the relationship management team in processing commercial loans from approval through closing and funding. The role requires preparing loan documentation, coordinating with borrowers, attorneys, title companies, and third-party items to meet closing timelines.

The ideal candidate has 2+ years in commercial loan processing, strong organization, communication, and knowledge of bank products and services.

Qualifications

• 2+ years of experience in commercial loan processing
• Ability to interpret credit approvals and loan structures
• Knowledge of bank products and services
• Strong organizational abilities for managing client documentation and scheduling meetings efficiently
• Excellent communication skills to facilitate clear interactions between clients and relationship managers

Responsibilities

• Process commercial loans from credit approval through closing and funding
• Review credit approvals and ensure loan documents reflect approved terms
• Prepare and review commercial loan documentation including notes, mortgages/deeds of trust, guarantees, and UCC filings
• Coordinate with relationship managers, borrowers, attorneys, and title companies to meet closing timelines
• Order, review, and track third-party items such as title, flood, appraisals, and environmental reports
• Track and clear all pre- and post-closing conditions
• Ensure lien perfection and proper collateral documentation
• Accurately set up loans in the core system and prepare funding authorizations
• Maintain complete and well‑documented loan files
• Ensure compliance with bank policy and regulatory requirements (CIP/KYC, OFAC, flood, Reg O, etc.)
• Identify discrepancies or exceptions and elevate appropriately
• Support audits, loan reviews, and internal reporting
• Manage multiple loans simultaneously while meeting deadlines

Skills

Commercial loan processing

Documentation

Customer service

Organization

Communication

Education

High school diploma

Tools

Laserpro

Sageworks

ActiveView

Job description

Citizens State Bank is seeking a Commercial Loan Processor to support the relationship management team in processing commercial loans from approval through closing and funding. The role requires preparing loan documentation, coordinating with borrowers, attorneys, title companies, and third-party items to meet closing timelines.

The ideal candidate has 2+ years in commercial loan processing, strong organization, communication, and knowledge of bank products and services.