Commercial Loan Officer | Growth & Relationship Focus

Unity Bank; Clinton (NJ); On-site; USD 90,000 - 140,000; Full time

Job summary

Unity Bank in Clinton, NJ is seeking a Commercial Loan Officer to grow profitable lending relationships through active networking with accountants, attorneys, and brokers. The role involves screening and structuring loan requests, assessing collateral and cash flow, and presenting proposals to senior management.

You will manage a loan portfolio, monitor financial performance, ensure timely closings, cross-sell bank products, and support credit/collections as needed.

Qualifications

• Minimum five years of commercial lending experience.
• College degree preferred.
• Strong analytical and credit skills.

Responsibilities

• Screen and evaluate potential commercial loan transactions.
• Prepare and submit loan proposals with collateral and cash flow analysis.
• Present loan proposals to senior management or loan committee.
• Assist in obtaining required documentation for timely closings.
• Cross-sell Unity Bank products and services.
• Monitor loan portfolio activity and renewals.
• Complete reporting as directed by senior management.

Skills

Networking

Credit analysis

Loan underwriting

Education

Bachelor's degree

Bank credit training

Tools

FISERV

Word

Excel

Job description

Unity Bank in Clinton, NJ is seeking a Commercial Loan Officer to grow profitable lending relationships through active networking with accountants, attorneys, and brokers. The role involves screening and structuring loan requests, assessing collateral and cash flow, and presenting proposals to senior management.

You will manage a loan portfolio, monitor financial performance, ensure timely closings, cross-sell bank products, and support credit/collections as needed.