Commercial Loan Officer

Wainwright Talent Partners; Boston (KY); On-site; USD 90,000 - 140,000; Full time

Job summary

Wainwright Talent Partners is seeking a Commercial Loan Officer to establish new client relationships and grow the bank's loan portfolio and deposit balances.

The role requires developing a diverse portfolio across C&I and CRE, guiding loans from application to close, and ensuring compliance with credit policy and regulatory standards while delivering exemplary client service.

Qualifications

• 5+ years of commercial lending experience including C&I and CRE.
• Strong understanding of credit risk and underwriting principles.
• Familiarity with banking regulations and policy compliance.
• Excellent communication and organizational skills.
• Proven relationship and portfolio management and loan origination experience.

Responsibilities

• Develop a diverse commercial loan portfolio through new business.
• Guide loans through all life-cycle stages from application to close.
• Present loans to credit committee and compile underwriting information.
• Maintain borrower and staff communication throughout the process.
• Meet or exceed annual lending goals and comply with regulations.

Skills

Communication

Relationship management

Credit risk assessment

Underwriting principles

Regulatory knowledge

Analytical skills

Loan origination

Education

Bachelor's degree in Business, Finance, or Accounting

Tools

Microsoft Office

Lending software

Job description

The Commercial Loan Officer is responsible for developing new client relationships to increase the loan portfolio and associated deposit balances.

Essential Functions

• Develop a diverse commercial loan portfolio through actively seeking new business.
• Assist in all phases of the loan life cycle (from application to close) by:
  • Identifying and evaluating commercial loan opportunities.
  • Present and recommend appropriate loans to the Bank's credit committee.
  • Compile necessary information needed for underwriters to accurately evaluate the deal.
  • Consistently communicate with the borrower and Bank staff throughout the loan process.
  • Work with the loan closing team and Bank's attorney to close the loan.
• Meet and exceed annual lending goals set forth by the Bank.
• Understand Bank credit policy as well as regulatory requirements to ensure all loans are in compliance.

Job Qualifications

• 5+ years of commercial lending experience including both C&I and CRE loans
• Strong understanding of credit risk and sound underwriting principles.
• Strong understanding of the Banking industry and the regulatory requirements associated with it
• Bachelor's degree in Business, Finance, and/or Accounting preferred
• Excellent communication and organization skills.
• Strong analytical and computer skills including Microsoft Office products and lending programs
• Proven track record of relationship/portfolio management as well as loan origination