Commercial Loan Officer

Central Bank; Springfield (MO); On-site; USD 85,000 - 120,000; Full time

Job summary

Central Bank in Missouri seeks a seasoned commercial lending professional to solicit, develop and manage credit relationships with individuals and businesses, including secured and unsecured loans such as commercial, real estate, and construction.

You will oversee the commercial loan portfolio, work with the Chief Lending Officer on complex relationships, ensure profitability and risk controls, and drive sales development while adhering to bank procedures and regulatory requirements.

Responsibilities

• Solicit, develop and manage credit relationships with individuals and businesses seeking secured and unsecured loans.
• Oversee and manage the commercial loan portfolio.
• Collaborate with the Chief Lending Officer on more complex relationships.
• Ensure profitability and risk controls of the loan portfolio.
• Adhere to bank policies, procedures, and regulatory requirements.

Job description

Solicit, develop and manage credit relationships with individuals and businesses seeking a variety of secured and unsecured loans, including commercial, real estate, and construction. Oversee and manage commercial loan portfolio. Works with Chief Lending Officer or Senior Commercial Lender on more complex relationships. Responsible for the overall profitability and quality of loan portfolio. Operate within established lending authority and guidelines; provide optimum profitability balanced with acceptable risk. Ensure adherence to established bank loan procedures, practices and reporting requirements. Responsible for sales development and referral activities including STEP sales training and activities. Create a teamwork environment to ensure that quality service is provided and sales/business development goals are met. Conducts relationships and activities consistent with established Bank policies, procedures and systems, the corporate code of conduct, Bank Secrecy Act and all applicable State and Federal laws and regulations.