Commercial Lender

gpac; Spirit Lake (IA); On-site; USD 80,000 - 120,000; Full time

Job summary

gpac in Spirit Lake, Iowa is seeking a self-motivated Commercial Loan Officer responsible for developing new business, underwriting, structuring, and closing commercial loans while maintaining an existing portfolio.

The ideal candidate will have 10 years of commercial lending experience and excellent communication skills. Responsibilities include evaluating client needs, generating business, and ensuring loan documentation accuracy.

Qualifications

• 10 years of commercial lending experience, including CRE and C&I credits.
• Experience working directly with customers at all levels.
• Ability to prepare/coordinate proposals and review for accuracy.

Responsibilities

• Evaluate the needs of potential clients and offer financial products.
• Promote and cross-sell other products and services.
• Generate new business to meet annual growth goals.

Skills

Commercial lending experience

Credit/underwriting experience

Excellent communication skills

Education

Bachelor's degree in a related field

Job description

Commercial Loan Officer Summary

A local banking branch is looking for a self‑motivated professional with background in commercial lending experience. The Commercial Loan Officer is responsible for developing new business, underwriting, structuring and closing commercial loans, and maintaining and servicing an existing portfolio.

Commercial Loan Officer Responsibilities

• The Commercial Loan Officer evaluates the needs of potential clients and offers appropriate financial products, services, and loans.
• Promotes and cross‑sells other products and services as appropriate to client requirements.
• Provides ongoing relationship servicing with current clients to maintain goodwill and gain additional business.
• Generates new business to meet annual growth goals.
• Prepares and compiles client information to open new accounts.
• Gathers and analyzes financial data to assist in determining the creditworthiness of potential clients for risk and underwriting purposes.
• Prepares loan memos and documents to submit for loan approval.
• Ensures completeness and accuracy of loan documentation.

Commercial Loan Officer Qualifications

• 10 years of commercial lending experience, including CRE and C&I credits.
• Credit/underwriting experience.
• Bachelor's degree in a related field or financial services preferred.
• Experience working directly with customers at all levels, from support staff to business owners and managers.
• Excellent communication and presentation skills, demonstrated by previous experience interacting with decision makers and influencers.
• Ability to prepare/coordinate proposals, review proposals for accuracy, and work productively through the underwriting process.
• Ability to stay organized and multi‑task.

All qualified applicants will receive consideration without regard to race, age, color, sex (including pregnancy), religion, national origin, disability, sexual orientation, gender identity, marital status, military status, genetic information, or any other status protected by applicable laws or regulations.