Commercial Loan Officer

MRINetwork; Lodi (CA); On-site; USD 75,000 - 100,000; Full time

Job summary

MRINetwork is looking for an experienced commercial lender to join our team in Lodi, California. The ideal candidate will have over 5 years of commercial lending experience, a strong understanding of financial documentation, and an established book of business.

You will be responsible for providing financing solutions and building relationships with businesses to enhance the Bank's profitability.

Qualifications

• 5+ years of commercial lending experience.
• Established book of business required.
• Strong understanding of commercial depository services.

Responsibilities

• Solicit sale of bank services to businesses.
• Collect and analyze financial data.
• Provide secured financing solutions.
• Establish and negotiate credit terms.
• Maintain dialogues with financial intermediaries.
• Develop a direct calling database of prospects.

Skills

Commercial lending experience

Financial data analysis

Negotiation skills

Client relationship management

Education

Bachelor's degree in Finance, Accounting, Economics, or Marketing

Job description

Overview

Actively seeking an experienced commercial lender to join a team of successful professionals who will collectively develop creative financing solutions to resolve complex and often unique issues for local businesses with revenues $5-150MM.

Responsibilities

• Solicit sale of bank services to businesses.
• Collect and analyze financial data to determine the creditworthiness of prospects.
• Provide secured financing solutions to support working capital growth, acquisitions, and debt restructuring for new and existing clients with the goal of generating income and enhancing the Bank's overall profitability.
• Establish and negotiate terms under which credit will be extended, including costs, repayment method and collateral requirements.
• Prospect and maintain dialogues with sponsor groups, financial intermediaries, businesses, accountants, attorneys and other centers of influence.
• Develop and maintain a direct calling database of prospects.

Job Requirements

• 5+ years of commercial lending experience.
• Bachelor's degree: Finance, Accounting, Economics, Marketing (preferred).
• Strong understanding of commercial depository services.
• Excellent credit skills and general familiarity with commercial documentation.
• Established book of business required.