Impactful Commercial Lending Officer

First Federal Savings Bank; Burley (ID); On-site; USD 65,000 - 95,000; Full time

Benefits offered by this job

Paid vacation

Health insurance

Dental insurance

Vision insurance

401(k) retirement

Educational assistance

Life insurance

Long-term disability

Paid community service hours

Pay-It-Forward program

Job summary

First Federal Savings Bank seeks an experienced Commercial Lending Officer to drive new business, manage relationships, and guide loan outcomes in a community-focused banking environment.

The role emphasizes building referral networks, maintaining credit quality, and negotiating terms in coordination with bank policies and market rates. Strong analytical and relationship skills are essential for success in Idaho’s mutual bank setting.

Qualifications

• Associate's degree in business, accounting or finance required.
• Minimum 2 years of experience in commercial lending or closely related role.
• Preferred: 3 years' experience as a Business/Commercial Banking Officer.

Responsibilities

• Develops new business customer relationships for loan, deposit and other business banking services.
• Develops internal and external referral sources through centers of influence, participation in bank events and community activities; promotes favorable image of the bank.
• Develops and maintains relationships with branch managers and related staff to facilitate a team environment and successful delivery and cross referrals of products and services.
• Manages customer portfolios to maintain appropriate loan documentation and credit quality to retain desirable customer relationships.
• Negotiates credit terms such as costs, repayment methods and collateral specifications.
• Provides input in maintaining interest rate structure to be consistent with the bank's policies and current market rates.
• Evaluates potential customer loan requests and approves or denies loans within lending limits or makes recommendations to management.
• Performs assigned business development activities to identify and call on new prospects; assists potential customers in answering questions and completing paperwork.

Skills

Driven

Dedicated

Engaged

Education

Associate's degree in business, Accounting or Finance

Job description

First Federal Savings Bank seeks an experienced Commercial Lending Officer to drive new business, manage relationships, and guide loan outcomes in a community-focused banking environment.

The role emphasizes building referral networks, maintaining credit quality, and negotiating terms in coordination with bank policies and market rates. Strong analytical and relationship skills are essential for success in Idaho’s mutual bank setting.