Commercial Lending Relationship Manager

Renasant Bank; Milton (FL); On-site; USD 65,000 - 95,000; Full time

Job summary

Renasant Bank is seeking a Commercial Relationship Officer to establish business relationships and manage a loan portfolio to maximize profitability with prudent risk. The role involves presenting loan recommendations, negotiating terms, and cultivating referral sources while maintaining strong client relationships.

The position requires lending experience, strong analytical and communication skills, and the ability to cross-sell bank products.

Qualifications

• High school diploma or equivalent required; Bachelor's degree preferred.
• 1 year previous lending experience or 3 years job related experience
• Ability to read, analyze, and interpret general business periodicals, professional journals, technical procedures, and procedure manuals
• Ability to effectively present information and respond to questions from groups of managers, clients, customers, and local organizations
• Ability to apply concepts such as fractions, percentages, ratios, and proportions to practical situations
• Ability to interpret a variety of instructions furnished in written, oral, diagram, or schedule form
• Professional sales ability
• Professional verbal and written communication skills

Responsibilities

• Manage an active portfolio of small and medium to large loan relationships.
• Interview applicants, structure and negotiate loan terms, and analyze new and renewed loans.
• Approve loans within loan authority.
• Assign appropriate risk grades to loans and relationships.
• Develop and recommend pricing strategies and parameters.
• Cross sell all company products and services.
• Obtain and retain product knowledge.
• Facilitate the collection of past due loans.
• Direct financial statements to commercial credit analysts for spreading and analysis.

Job description

Renasant Bank is seeking a Commercial Relationship Officer to establish business relationships and manage a loan portfolio to maximize profitability with prudent risk. The role involves presenting loan recommendations, negotiating terms, and cultivating referral sources while maintaining strong client relationships.

The position requires lending experience, strong analytical and communication skills, and the ability to cross-sell bank products.