Commercial Lending Relationship Manager

Lake Trust Credit Union; Brighton (MI); Híbrido; USD 85 000 - 110 000; Tempo integral

Vantagens oferecidas por esta oferta de emprego

401(K) matching

Health insurance

Employee wellbeing services

DEI initiatives

Work-life balance

Resumo da oferta

Lake Trust Credit Union seeks a Commercial Solutions Officer to identify and expand business relationships in an assigned market. You will offer a full range of loan, deposit, and non-credit services to current and prospective business members, and refer personal financial needs to the appropriate Relationship Manager.

You will interview applicants, develop financial and credit information, and process loan requests while ensuring adherence to policy.

Qualificações

• Bachelor's degree required (business degree preferred).
• Formal commercial credit training.
• Knowledge and understanding of credit and finance.
• Understanding of commercial lending and basics of credit and finance.
• 2+ years related work experience for Level I; 5 years related work experience preferred for Level II.

Responsabilidades

• Interviews applicants to develop financial and credit information, ascertain needs, abilities, earnings, and risk.
• Solicits and processes loan requests of $100,000 and higher; works with Senior Officers on larger loans.
• Prepares and presents loans to Credit Committee per policy.
• Develops, services and provides ongoing management for business and individual members.
• Monitors loans to ensure conformity with terms and trends.

Conhecimentos

Business development

Verbal and written communications

Negotiation skills

PC applications

Reliable transportation

Relationship development

Travel up to 40%

Formação académica

Bachelor's degree required

Bachelor's degree with business focus preferred

Formal commercial credit training

Descrição da oferta de emprego

Lake Trust Credit Union seeks a Commercial Solutions Officer to identify and expand business relationships in an assigned market. You will offer a full range of loan, deposit, and non-credit services to current and prospective business members, and refer personal financial needs to the appropriate Relationship Manager.

You will interview applicants, develop financial and credit information, and process loan requests while ensuring adherence to policy.