Commercial Lending Credit Analyst & Loan Structuring

BMO U.S.

Chicago (IL)

On-site

USD 65,000 - 140,000

Full time

39 hours ago

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Benefits offered by this job

Health insurance

Tuition reimbursement

Accident and life insurance

Retirement savings plans

Career development opportunities

Job summary

BMO Financial Group is seeking a Credit Analyst to analyze credit information and support lending decisions for a Commercial Banking portfolio. You will prepare detailed credit summaries and assess client creditworthiness, performance, and risk using financial models and analytical tools.

Responsibilities include loan structuring, negotiating terms, and monitoring portfolio performance while ensuring compliance with bank policies.

Qualifications

3–4 years of relevant experience in credit or lending instruments or financial operations in a corporate or banking environment.
Must have financial industry experience
Commercial Banking experience is a nice-to-have
Must have the knowledge or experience of loan or lending operations
Bachelor’s degree required; Business Administration, Finance and Accounting preferred. Any other related discipline or commensurate work experience considered.

Responsibilities

Analyze credit information and risk for an assigned portfolio to support lending decisions.
Prepare detailed credit summaries and assess client creditworthiness and performance.
Support loan structuring and negotiations to align with client needs and risk policies.
Monitor portfolio performance and ensure compliance with regulatory standards.
Develop proposals to capture new business and expand client relationships.