Commercial Lending Banker

Falconnational; Minnesota; Presencial; USD 70 000 - 90 000; Tempo integral

Resumo da oferta

Falcon National Bank is seeking a skilled Business Banker to manage a portfolio of commercial clients, structure and underwrite loans, and coordinate closings in line with lending policies.

You will develop new business, grow client relationships, and collaborate with other departments to deliver high-quality banking services while maintaining sound credit quality and regulatory compliance.

Qualificações

• 2-5 years of experience in commercial lending or related finance experience.
• 4 years of post-secondary education, business or finance preferred.
• Advanced experience, knowledge and training in financial statement and tax return analysis.
• Knowledge of commercial, construction, commercial real estate loan processing.
• Ability to read, analyze and interpret business documents and procedures.
• Knowledge of lending regulations and bank policies.

Responsabilidades

• Engage in business development and solicit new commercial business.
• Develop and retain commercial relationships and meet with prospects.
• Interview applicants and request information related to loan applications.
• Perform pre-qualification assessments and analyze financial condition.
• Prepare financing requests for senior management or Loan Committee.
• Coordinate processing of approved loans and ensure compliance with agreements.
• Verify collateral positions and research credit worthiness.
• Negotiate, underwrite, and process renewals of credit facilities.
• Approve loan payments and funds transfers within limits; collect past due loans.
• Contribute to branch and region profitability and policy adherence.
• Represent the Bank in community activities to enhance image.

Conhecimentos

Credit analysis

Financial statement analysis

Relationship management

Interpersonal communication

Time management

Formação académica

Business / Finance degree

Ferramentas

Microsoft Office

Descrição da oferta de emprego

Falcon National Bank is seeking a skilled Business Banker to manage a portfolio of commercial clients, structure and underwrite loans, and coordinate closings in line with lending policies.

You will develop new business, grow client relationships, and collaborate with other departments to deliver high-quality banking services while maintaining sound credit quality and regulatory compliance.