Commercial Lender

Ag 1 Source; Bartlesville (OK); On-site; USD 70,000 - 110,000; Full time

Benefits offered by this job

Competitive base salary

Comprehensive benefits package

Job summary

Ag 1 Source, Bartlesville, OK, seeks an experienced Commercial Lender to build and manage a local loan portfolio and develop new business relationships.

The role emphasizes credit analysis, structuring complex loans, and collaborating with internal teams to offer deposits and treasury services. Related banking experience and strong communication skills are essential.

Qualifications

• 3–5+ years of commercial lending or related banking experience.
• Strong commercial credit analysis and underwriting skills.
• Demonstrated business development and relationship management.
• Ability to structure commercial lending transactions.
• Strong communication and interpersonal skills.
• Organized, detail-oriented, and able to manage multiple priorities.
• Bachelor’s degree preferred, or equivalent banking experience.

Responsibilities

• Develop new commercial lending relationships through proactive business development.
• Manage and grow an existing commercial loan portfolio.
• Analyze borrower financial information and structure commercial, commercial real estate, and consumer loan requests.
• Prepare credit presentations and loan memorandums for approval.
• Build and maintain strong relationships with existing customers while identifying opportunities to expand banking relationships.
• Partner with internal teams to introduce deposit and treasury management services.
• Monitor portfolio quality, collateral, and loan exceptions.
• Participate in loan committee discussions and credit decision-making, as appropriate.
• Stay current on lending regulations and internal credit policies.
• Represent the bank through community involvement and professional networking.

Skills

Commercial lending

Credit analysis

Underwriting

Business development

Relationship management

Communication skills

Portfolio management

Education

Bachelor’s degree

Job description

Commercial Lender

Bartlesville, Oklahoma

Position Overview

Our client is seeking an experienced Commercial Lender to join its team in Bartlesville, Oklahoma. This individual will be responsible for developing new commercial relationships, managing an existing loan portfolio, and providing lending solutions to business owners throughout the market. The ideal candidate is relationship-driven, enjoys business development, possesses strong credit skills, and values serving their local community.

Primary Responsibilities

• Develop new commercial lending relationships through proactive business development.
• Manage and grow an existing commercial loan portfolio.
• Analyze borrower financial information and structure commercial, commercial real estate, and consumer loan requests.
• Prepare credit presentations and loan memorandums for approval.
• Build and maintain strong relationships with existing customers while identifying opportunities to expand banking relationships.
• Partner with internal teams to introduce deposit and treasury management services.
• Monitor portfolio quality, collateral, and loan exceptions.
• Participate in loan committee discussions and credit decision-making, as appropriate.
• Stay current on lending regulations and internal credit policies.
• Represent the bank through community involvement and professional networking.

Ideal Candidate

• 3-5+ years of commercial lending or related banking experience.
• Strong commercial credit analysis and underwriting skills.
• Demonstrated business development and relationship management.
• Ability to structure commercial lending transactions.
• Strong communication and interpersonal skills.
• Organized, detail-oriented, and able to manage multiple priorities.
• Bachelor’s degree preferred, or equivalent banking experience.

Opportunity Highlights

• Established community bank with local decision-making.
• Opportunity to inherit and grow an existing commercial portfolio.
• Emphasis on relationship banking and community involvement.
• Collaborative leadership team with long-term growth potential.
• Stable organization with an excellent reputation in its markets.

Compensation & Benefits

• Competitive base salary commensurate with experience.
• Comprehensive benefits package.

*Candidates must be eligible to work in the US as well as meet the qualifications listed above in order to be considered for the Commercial Lender job.

Job Id: 18076