Commercial Lender

Citizens Bank; United States; On-site; USD 80,000 - 120,000; Full time

Benefits offered by this job

Health insurance

Vacation/Sick leave

401k/Profit Sharing

Job summary

Citizens Bank is seeking a Full-time Commercial Lender to drive new business through client relationships and sales efforts. Responsibilities include conducting credit analysis, managing portfolios, and collaborating with bank personnel to solve customer issues.

The ideal candidate holds a Bachelor's degree in banking or finance and has 5-10 years of commercial banking experience. Strong interpersonal skills and knowledge of loan processes are essential for this role.

Qualifications

• 5-10 years of experience in commercial bank lending.
• Ability to expand loans and client relationships.
• Familiarity with loan processing and closing.

Responsibilities

• Seek and obtain quality new business through client calls.
• Maintain high customer satisfaction and relationships.
• Attend networking events with clients and prospects.

Skills

Client relationship management

Sales and business development

Credit analysis

Problem solving

Interpersonal communication

Education

Bachelor's degree in banking or finance

Formal Credit Training

Job description

Employment Type: Full-time

Benefits: Vacation/Sick, Health/Dental/Vision, Life Insurance, Disability, 401k/Profit Sharing

Commercial Lender

Duties

• Aggressively seeks and obtains quality new business through client and prospect calls, referrals and cross selling efforts.
• Responsible for building and maintaining relationships with a resulting high degree of customer satisfaction.
• Responsible for sales, credit analysis, proper loan structuring, client interviewing and perceptive character judgement.
• Contributes to deposit growth by cross selling and promoting additional banking products.
• Acts as the principal account and relationship manager for new and existing clients.
• Strong customer needs assessment and problem solving skills.
• Will attend social, civic and networking events with current and prospective clients.
• Works well with other bank personnel to solve customer problems.
• It is expected that the incumbent shall perform other duties as determined by management.

Qualifications

• Bachelor's degree in banking, finance or other business related field is preferred.
• Formal Credit Training and/or underwriting knowledge experience.
• Minimum 5-10 years of credit associated commercial bank lending experience.
• An equivalent combination of education and experience may meet qualifications.
• Ability to expand loans, client relationships and cross sell bank products.
• Familiarity with the sales, loan processing and closing processes.
• Must have good interpersonal and communication skills and a proven track record of portfolio management.