Commercial Loan Officer

Arkansas Talent Group; Little Rock (AR); On-site; USD 65,000 - 100,000; Full time

Benefits offered by this job

Profit sharing opportunities

401(k) with employer contributions

Health coverage and time off

Professional development

Job summary

Arkansas Talent Group, partnering with a well-established community bank in Central Arkansas, seeks an experienced Commercial Loan Officer to build and manage client relationships and drive lending opportunities.

You will evaluate credit, structure solutions, and oversee a portfolio while engaging with local businesses to support their growth. This role offers community impact and opportunities for professional development.

Qualifications

• 3+ years of commercial lending experience.
• Strong credit, underwriting, and financial statement analysis skills.
• Proven ability to develop and manage local business relationships.
• Excellent communication and decision-making abilities.

Responsibilities

• Develop, manage, and grow relationships with commercial and small business clients.
• Identify lending opportunities through networks and community involvement.
• Evaluate credit requests and analyze statements, cash flow, and collateral.
• Structure lending solutions aligned with client needs and bank guidelines.
• Manage a portfolio with ongoing credit quality and relationship management.
• Collaborate with credit, operations, and leadership to provide excellent service.

Skills

Commercial lending

Relationship management

Credit analysis

Communication

Education

Bachelor's degree in business/finance

Job description

Arkansas Talent Group is partnering with a well-established community bank in Central Arkansas to find an experienced Commercial Loan Officer. This is an excellent opportunity for a relationship-driven commercial lender who enjoys working closely with local businesses and wants to make a meaningful impact within the community.

The ideal candidate will bring 3+ years of commercial lending experience, strong credit and financial analysis skills, and the ability to develop and manage relationships with small business clients. This individual will be responsible for identifying lending opportunities, structuring appropriate financial solutions, managing a commercial loan portfolio, and developing new business throughout the Central Arkansas market.

Key Responsibilities

• Develop, manage, and grow relationships with commercial and small business clients
• Identify new lending opportunities through existing relationships, referrals, networking, and community involvement
• Evaluate commercial credit requests and analyze financial statements, cash flow, collateral, and overall creditworthiness
• Structure and recommend lending solutions based on client needs and bank guidelines
• Manage an existing commercial loan portfolio, including ongoing credit quality and relationship management
• Partner with clients to understand their businesses and provide solutions that support their financial goals
• Develop deposit and broader banking relationships in conjunction with commercial lending opportunities
• Participate in community, networking, and business development activities throughout Central Arkansas
• Collaborate with credit, operations, retail banking, and bank leadership to provide a high level of client service

Requirements

• Bachelor's degree in business, finance, accounting, or a related field preferred
• 3+ years of commercial lending experience
• Demonstrated experience developing and managing commercial or small business banking relationships
• Strong understanding of commercial credit, underwriting, financial statement analysis, and portfolio management
• Strong business development and relationship-building skills
• Excellent communication, analytical, and decision-making abilities
• Established connections within the Central Arkansas business community or demonstrated ability to develop a strong local network
• Team-oriented approach and commitment to exceptional client service
• Competitive compensation
• Profit sharing opportunities
• 401(k) with employer contributions
• Health coverage and time off
• Professional development and long-term career growth opportunities
• Established and respected community banking environment
• Local decision-making and direct access to bank leadership
• Opportunity to build long-term relationships with businesses throughout Central Arkansas
• Collaborative culture with experienced banking professionals

This is an excellent opportunity for a commercial lender who values relationship banking, local decision-making, and becoming a trusted financial partner to business owners throughout Central Arkansas.