Commercial Lender

The Agency; Austin (TX); On-site; USD 150,000 - 200,000; Full time

Benefits offered by this job

Annual Bonus

Job summary

A community bank in Central Texas is seeking an experienced Commercial Lender to develop and manage relationships with clients. Responsibilities include business development, credit underwriting, and portfolio management. The ideal candidate will have over 5 years of experience in commercial lending, strong analytical skills, and the ability to comply with regulatory standards. This is a full-time position based in Austin, TX.

Qualifications

• Minimum of 5 years of commercial lending experience.
• Demonstrated ability to manage and grow a portfolio of commercial relationships.
• Strong analytical skills and knowledge of regulatory standards.

Responsibilities

• Develop and manage client relationships for commercial loans.
• Identify and pursue new business opportunities.
• Prepare credit memoranda and loan presentations.
• Ensure compliance with regulatory and bank policy.

Skills

Business development

Credit underwriting

Financial analysis

Relationship management

Communication skills

Education

Bachelor’s degree in Business, Finance, Accounting, or related field

Job description

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This range is provided by The Agency. Your actual pay will be based on your skills and experience — talk with your recruiter to learn more.

Base pay range

$150,000.00/yr - $200,000.00/yr

Additional compensation types

• Annual Bonus
• Direct message the job poster from The Agency

Commercial Lender (Specific Title Dependent on Experience)

Location: Austin, TX

About The Bank

This is a community bank with a great reputation throughout Central Texas. They are looking for an experienced C&I or generalist lender with a strong network throughout the Austin community to help the bank continue to grow.

Position Overview

The Commercial Lender is responsible for developing and expanding loan and deposit relationships with small to middle-market commercial clients, professionals, and associations within Austin and the surrounding areas. This role involves business development, credit underwriting, loan documentation, and portfolio management. The ideal candidate will maintain strong relationships with existing clients while proactively identifying and cultivating new business opportunities.

Key Responsibilities

• Develop and manage relationships with prospective and existing clients to generate commercial loans, deposits, and cross-sell opportunities.
• Identify and pursue new business opportunities through active calling, networking, and participation in community and professional organizations.
• Analyze and interpret financial statements; underwrite and structure credit facilities to meet client needs while maintaining prudent risk standards.
• Prepare detailed credit memoranda and assist in developing comprehensive loan presentations for management and board review.
• Ensure that all loans are properly documented, closed, and compliant with regulatory and bank policy requirements.
• Collaborate with internal partners to cross-sell additional banking services, including investment, trust, residential mortgage, and other financial products.
• Actively represent the bank in community events to enhance visibility and foster business development opportunities.

Minimum Qualifications

• Bachelor’s degree in Business, Finance, Accounting, or a related field (or equivalent experience).
• Minimum of 5 years of commercial lending experience, including business development, credit underwriting, loan documentation, and portfolio management.
• Demonstrated ability to manage and grow a portfolio of commercial relationships.
• C&I heavy experience is a plus.
• Proven success in developing new business within the Austin market.
• Strong analytical, credit, and presentation skills.
• Excellent communication, interpersonal, and relationship management abilities.
• Knowledge of regulatory and compliance standards applicable to commercial lending.

Seniority level

Not Applicable

Employment type

Full-time

Job function

Business Development and Administrative

Industries

Banking, Investment Banking, and Financial Services