Commercial Lender

The Agency; San Antonio (TX); On-site; USD 140,000 - 200,000; Full time

Benefits offered by this job

Medical insurance

Vision insurance

401(k) plan

Job summary

A family-owned community bank in San Antonio is looking for an experienced Commercial Lender to expand its commercial loan portfolio. The role involves originating and managing diverse loans while developing relationships within the local business community. Ideal candidates will have over 5 years of experience, a strong understanding of credit, and the ability to grow a portfolio. This position offers the chance to impact the bank's growth in the San Antonio market with a supportive leadership environment.

Qualifications

• 5+ years of experience in commercial lending.
• Experience with both CRE and C&I lending.
• Strong understanding of commercial underwriting and credit analysis.

Responsibilities

• Originate, structure, and close commercial loans.
• Develop new business through calling efforts and networking.
• Build and manage a high-quality commercial loan portfolio.

Skills

Commercial lending experience

CRE and C&I lending knowledge

Credit risk analysis

Relationship management

Business development skills

Job description

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This range is provided by The Agency. Your actual pay will be based on your skills and experience — talk with your recruiter to learn more.

Base pay range

$140,000.00/yr - $200,000.00/yr

Additional compensation types

Annual Bonus

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Job Title

Commercial Lender (Specific title dependent on experience)

About the Bank

Our client is a family-owned, growing community bank with a strong capital and liquidity position and a commitment to relationship-driven banking. With direct access to decision-makers and a streamlined credit process, the bank is well-positioned and eager to deploy capital to support continued growth in San Antonio and the surrounding areas.

Position Overview

The bank is seeking an experienced Commercial Lender to help expand its commercial loan portfolio in the San Antonio area. This individual will serve as a generalist commercial banker, responsible for originating, structuring, and managing a diverse portfolio of CRE and C&I loans while developing strong relationships within the local business community.

The ideal candidate brings an established network in the market, a strong understanding of credit, and the ability to source new business while maintaining disciplined underwriting standards.

Key Responsibilities

• Originate, structure, and close commercial loans, including Commercial Real Estate (CRE) and Commercial & Industrial (C&I) transactions
• Develop new business through active calling efforts, networking, and community involvement
• Build and manage a high-quality commercial loan portfolio
• Analyze financial statements, cash flow, and collateral to assess credit risk
• Prepare and present credit requests in accordance with bank policies
• Maintain strong relationships with borrowers and serve as a trusted financial advisor
• Collaborate closely with senior management and credit partners, with direct access to decision-makers
• Ensure compliance with regulatory requirements and internal credit standards

Qualifications

• 5+ years of experience in commercial lending
• Experience with both CRE and C&I lending as a generalist
• Formal credit training and/or prior experience in a credit role
• Strong understanding of commercial underwriting and credit analysis
• Proven ability to source new loans and build a portfolio
• Established network and market presence in San Antonio and the surrounding area
• Excellent relationship management, communication, and business development skills

Why This Opportunity

• Family-owned community bank with a relationship-focused culture
• Direct access to senior leadership and credit decision-makers
• Strong capital and liquidity position — ready and willing to lend
• Opportunity to make a meaningful impact on growth in the San Antonio market
• Entrepreneurial environment with less bureaucracy than larger institutions

Seniority level

Not Applicable

Employment type

Full-time

Job function

• Business Development and Finance
• Industries: Banking and Financial Services

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Inferred from the description for this job

• Medical insurance
• Vision insurance
• 401(k)

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