Commercial Insurance Advisor | Uncapped Earnings & Growth

Frey Consulting Group; Richmond (VA); On-site; USD 60,000 - 80,000; Full time

Benefits offered by this job

Competitive base compensation

Uncapped commission potential

Coaching and development

Paid training and onboarding

401(k)

Generous PTO

Life and disability insurance

Job summary

King Risk Partners is seeking a Client Advisor - Commercial Lines to deliver personalized insurance solutions and build lasting client relationships in a fast-paced environment. You will advise on personal and commercial products, analyze risk exposures, and prepare compelling proposals and renewals.

The role requires an active P&C license, willingness to travel locally, and the ability to work with cross-functional teams to grow a developing book of business with uncapped commission potential.

Qualifications

• Active Property & Casualty license (state-specific).
• Limited to no prior experience in a producing or sales role required.
• Willingness to travel locally up to 60%.
• Must possess a valid U.S. driver’s license and minimum auto insurance.

Responsibilities

• Proactively identify and acquire new commercial insurance business through outbound calls, emails, networking, referrals, and in-person appointments.
• Conduct client and prospect consultations to analyze business operations, risk exposures, and insurance needs.
• Present insurance proposals, renewals, and coverage options, clearly explaining terms, limits, deductibles, and pricing.
• Submit, rate, quote, and bind new and renewal business in accordance with agency standards and carrier underwriting guidelines.
• Assemble and submit accurate, complete insurance applications and underwriting documentation.
• Collaborate with insurance carriers, internal marketing teams, and service teams to negotiate coverage terms and pricing.
• Develop professional insurance proposals and maintain ongoing communication throughout the sales and renewal process.
• Support cross-selling opportunities through coordination with Commercial Lines, Personal Lines, and other agency departments.
• Build and maintain strong, long-term relationships with clients, prospects, and carrier partners.
• Achieve established sales and production goals.
• Maintain accurate, timely documentation in the agency management system and CRM platforms.
• Complete required activity, pipeline, and production reports and attend agency sales and training meetings.
• Stay informed on industry trends, insurance products, and regulatory requirements through continuing education and community involvement.
• Comply with all state licensing, continuing education, and insurance regulatory requirements.

Skills

Commercial lines insurance

Risk assessment

Consultative selling

Lead qualification

Communication skills

CRM proficiency

Time management

Independent worker

Education

Property & Casualty license

Tools

AMS360

Microsoft Office

Job description

King Risk Partners is seeking a Client Advisor - Commercial Lines to deliver personalized insurance solutions and build lasting client relationships in a fast-paced environment. You will advise on personal and commercial products, analyze risk exposures, and prepare compelling proposals and renewals.

The role requires an active P&C license, willingness to travel locally, and the ability to work with cross-functional teams to grow a developing book of business with uncapped commission potential.