Commercial Credit Analyst — Growth & Impact in Lending

Scale Bank; Minneapolis (MN); On-site; USD 60,000 - 75,000; Full time

Job summary

Scale Bank is seeking a Credit Analyst - Commercial to support its commercial lending teams. The role focuses on analyzing client financial data, underwriting creditworthiness, preparing loan reviews, and assisting in the sales process to grow relationships.

Applicants should have a finance-related degree and 1–3 years of experience, with proficiency in Excel and strong analytical and communication skills. This is a solid path for career growth within banking.

Qualifications

• Bachelor’s degree in finance, accounting or related discipline.
• 1-3 years of experience preferred.
• Previous banking or financial services experience strongly preferred.
• Proficient in MS Office products, particularly Excel.
• Workload management – ability to effectively manage multiple projects and deadlines.
• Interpersonal skills – ability to establish and cultivate trusting professional working relationships.
• Communication – ability to express ideas clearly, both verbally and in writing.
• Analytical skills – ability to analyze data and formulate recommendations.

Responsibilities

• Analyze financial data of clients/prospects and assess credit worthiness.
• Prepare loan reviews/presentations on clients/prospects.
• Assist in the sales process and CRM updates.
• Monitor credit risk and portfolio trends and report findings.

Skills

Analytical skills

Communication

Interpersonal skills

Teamwork

Workload management

Curiosity

Education

Bachelor’s degree in finance, accounting or related discipline

Tools

MS Office (Excel)

Job description

Scale Bank is seeking a Credit Analyst - Commercial to support its commercial lending teams. The role focuses on analyzing client financial data, underwriting creditworthiness, preparing loan reviews, and assisting in the sales process to grow relationships.

Applicants should have a finance-related degree and 1–3 years of experience, with proficiency in Excel and strong analytical and communication skills. This is a solid path for career growth within banking.