Commercial Credit Analyst Growth & Risk Focus

Bankwithchoice; Golden Valley (MN); Híbrido; USD 65.000 - 90.000; Jornada completa

Ventajas ofrecidas por este puesto de trabajo

Competitive bonus

Descripción de la vacante

Choice Bank in Golden Valley, MN is seeking a Credit Analyst to support the commercial and agricultural lending areas by gathering, reviewing, and analyzing financial and credit information for prospective and existing borrowers. The role contributes to evaluating credit quality, identifying risks, and supporting sound loan structuring and lending decisions.

You will develop expertise in Choice Bank’s credit culture, underwriting standards, and analytical processes while performing tasks that

Formación

• Bachelor’s degree in Accounting, Finance, or related field.
• 2-5+ years of experience as a Commercial Credit Analyst.
• Experience with SBA loan products is a plus.

Responsabilidades

• Underwrite relationships with total exposure ranging from $750,000 to $10,000,000.
• Read and analyze financial statements and related loan documents.
• Prepare credit memos with analysis and supporting data.
• Meet with borrowers to understand loan requests and business relationships.
• Conduct annual reviews and monitor borrower covenants.

Conocimientos

Underwriting

Financial analysis

Credit risk assessment

MS Office

Communication

Educación

Bachelor’s degree in Accounting, Finance, or related field

Descripción del empleo

Choice Bank in Golden Valley, MN is seeking a Credit Analyst to support the commercial and agricultural lending areas by gathering, reviewing, and analyzing financial and credit information for prospective and existing borrowers. The role contributes to evaluating credit quality, identifying risks, and supporting sound loan structuring and lending decisions.

You will develop expertise in Choice Bank’s credit culture, underwriting standards, and analytical processes while performing tasks that