Commercial Credit Analyst: Risk & Financial Analysis

Bank of America; Seattle (WA); On-site; USD 70,000 - 90,000; Full time

Job summary

Bank of America in Seattle, WA seeks a Commercial Credit Analyst I–III to support underwriting and monitoring for new and existing clients. You will analyze financial statements, perform spreading, evaluate risks, and prepare clear analyses to guide credit decisions.

The role emphasizes collaboration with Centralized and Regional Credit Lines of Business, adherence to policy requirements, and ongoing learning to strengthen risk management and client service.

Qualifications

• BA/BS degree in Finance, Accounting, or Business Administration, or equivalent.
• 1-3 years of relevant work experience in credit or financial analysis.
• Strong understanding of financial statements and accounting principles.

Responsibilities

• Analyzes financial statements and summarizes client performance via periodic risk profile reviews.
• Performs financial spreading and risk rating.
• Evaluates covenant compliance and policy requirements.
• Documents credit risk assessments and communicates findings clearly.
• Collaborates with credit teams across Centralized and Regional Lines of Business.
• Escalates issues and identifies process improvements.

Skills

Credit and Risk Assessment

Financial Analysis

Understanding of Financial Accounting

Credit Documentation

Critical Thinking

Prioritization

Attention to Detail

Business Acumen

Decision Making

Written Communications

Client Management

Recording/Organizing Information

Analytical Thinking

Education

BA/BS Degree in Finance, Accounting, or Business Administration

1-3 years of relevant work experience

Job description

Bank of America in Seattle, WA seeks a Commercial Credit Analyst I–III to support underwriting and monitoring for new and existing clients. You will analyze financial statements, perform spreading, evaluate risks, and prepare clear analyses to guide credit decisions.

The role emphasizes collaboration with Centralized and Regional Credit Lines of Business, adherence to policy requirements, and ongoing learning to strengthen risk management and client service.