Strategic Commercial Credit Analyst

Bank of America; Clayton (MO); On-site; USD 74,000 - 84,000; Full time

Benefits offered by this job

Discretionary incentive plan

Benefits eligible

Job summary

Bank of America is seeking a Commercial Credit Analyst I–III to support underwriting for new and existing clients. You will analyze financials, projections, covenant compliance, and collateral, writing thorough financial analyses and maintaining risk alignment with the bank's appetite.

The role emphasizes collaboration with credit teams, accurate spreading, and timely escalation of issues to maintain sound credit decisions and client service.

Qualifications

• Analyzes financial statements and summarizes client performance.
• Performs financial spreading and risk rating calculations.
• Ensures covenant tests and policy requirements are met.

Responsibilities

• Analyzes financial statements and summarizes client performance via risk reviews.
• Partners with credit teams to manage centralized and regional lines.
• Manages risk through accurate financial spreading and covenant testing.
• Reviews policies and participates in ongoing training sessions.
• Collaborates with peers to optimize workflow and escalate issues.

Skills

Credit Risk Assessment

Financial Analysis

Understanding of Financial Accounting

Credit Documentation Requirements

Critical Thinking

Attention to Detail

Decision Making

Written Communications

Client Management

Analytical Thinking

Education

BA/BS Degree in Finance, Accounting, or Business Administration

Job description

Bank of America is seeking a Commercial Credit Analyst I–III to support underwriting for new and existing clients. You will analyze financials, projections, covenant compliance, and collateral, writing thorough financial analyses and maintaining risk alignment with the bank's appetite.

The role emphasizes collaboration with credit teams, accurate spreading, and timely escalation of issues to maintain sound credit decisions and client service.