Senior Credit Underwriter — Asset-Based Lending Expert

NACBA; Seattle, Northern (WA, KY); Hybrid; USD 110,000 - 200,000; Full time

Benefits offered by this job

Discretionary incentive

Benefits eligibility

Job summary

Bank of America is seeking a Senior Credit Underwriter in Seattle to support underwriting and monitoring for new and existing clients. You will independently manage mid-complexity transactions, perform financial analysis, and coach teammates on credit requirements.

The role sits in Bank of America's Enterprise Credit division, focusing on ABL loan opportunities across industries, with facilities ranging from several million to over $2 billion.

Qualifications

• Minimum five years in credit, underwriting, and structuring corporate lending.
• Independent activity on complex and sensitive credit transactions.
• Familiar with legal documentation (credit agreements, term sheets, etc.).
• Ability to collaborate with internal and external clients.

Responsibilities

• Manage a portfolio of clients with underwriting/monitoring for limited to moderate complexity.
• Deliver financial modeling, loan structure, and industry analyses for loan decisions.
• Coach junior staff and ensure compliance with laws and policy procedures.
• Lead loan structuring conversations and close documentation with partners.
• Interface with clients, sponsors, and outside counsel to document and close transactions.
• Monitor operating performance and proactively identify issues and opportunities.

Skills

Attention to Detail

Credit and Risk Assessment

Financial Analysis

Underwriting

Written Communications

Analytical Thinking

Credit Documentation

Financial Forecasting

Recording Information

Business Acumen

Collaboration

Collateral Management

Loan Structuring

Prioritization

Education

High School Diploma / GED / Secondary School or equivalent

B.A./B.S. Degree in Finance or Accounting or related

Job description

Bank of America is seeking a Senior Credit Underwriter in Seattle to support underwriting and monitoring for new and existing clients. You will independently manage mid-complexity transactions, perform financial analysis, and coach teammates on credit requirements.

The role sits in Bank of America's Enterprise Credit division, focusing on ABL loan opportunities across industries, with facilities ranging from several million to over $2 billion.