Commercial Credit Analyst Development Program

BMO U.S.; Atlanta (GA); On-site; USD 55,000 - 110,000; Full time

Benefits offered by this job

Health insurance

Tuition reimbursement

Accident and life insurance

Retirement savings plans

Job summary

BMO Financial Group in Atlanta, GA seeks a Credit Analyst to analyze credit information and support lending decisions for Commercial banking loans. You will prepare detailed credit summaries, assess client risk, and help structure loans that meet policy and client needs.

Responsibilities include monitoring portfolio risk, supporting credit decisions, and identifying opportunities to grow client relationships while ensuring accuracy of loan documents and compliance with regulations.

Qualifications

• Bachelor’s degree required; Business Administration, Finance and Accounting preferred.
• 1–3 years of relevant experience in credit or lending instruments or financial operations in a corporate or banking environment.

Responsibilities

• Analyzes credit information to support lending decisions and processes for new and existing Commercial banking loans and credit solutions in an assigned portfolio of clients.
• Prepares detailed credit summaries and analyses financial performance and risk profiles of clients within the portfolio.
• Supports credit-granting decisions by making recommendations to manager and negotiates loan terms and structures.
• Monitors portfolio performance, ensures accuracy and integrity of loan documentation, and complies with regulations.
• Identifies revenue and cross-selling opportunities to expand client relationships and manages data entry in bank systems.

Skills

Financial analysis

Loan structuring

Data analysis

Regulatory compliance

Portfolio management

Credit risk assessment

Banking operations

Education

Bachelor's degree in Business Administration, Finance or Accounting

Tools

Data analysis tools

Microsoft Office

Job description

BMO Financial Group in Atlanta, GA seeks a Credit Analyst to analyze credit information and support lending decisions for Commercial banking loans. You will prepare detailed credit summaries, assess client risk, and help structure loans that meet policy and client needs.

Responsibilities include monitoring portfolio risk, supporting credit decisions, and identifying opportunities to grow client relationships while ensuring accuracy of loan documents and compliance with regulations.