Commercial Credit Analyst

Members Cooperative Credit Union; Minnesota; Remote; USD 66,000 - 75,000; Full time

Job summary

Join a leading credit union as a Commercial Credit Analyst to assess creditworthiness and shape lending decisions. This remote position requires strong analytical skills and a background in commercial lending. With a commitment to meaningful impact and member service, you'll play a critical role in the Business Services team.

Benefits

Medical, dental, and vision plan options

401(k) with competitive company match

Paid time off and volunteer time

Tuition reimbursement

Discretionary annual profit-sharing bonus

Qualifications

• 3-4 years of experience in commercial lending or equivalent.
• Demonstrated expertise in financial analysis and reporting.
• Must obtain Minnesota Notary Public certification.

Responsibilities

• Evaluate creditworthiness through financial statement analysis.
• Support cross-functional projects and credit risk modeling.
• Develop credit presentations and conduct annual review of loans.

Skills

Analytical Skills

Communication

Problem Solving

Education

High School diploma or equivalent

1-2 years post-secondary in business/accounting

Tools

Microsoft Office Suite

Adobe Acrobat

DNA

Sageworks

Job description

Careers at Members Cooperative Credit Union

View our current job opportunities to explore new challenges and opportunities with our team. Openings are posted as they become available.

Current remote positions are posted without a City and State and will require candidates to live in IL, MN, or WI.

Due to internal movement, the Business Services team here at Members is looking for a numbers-savvy professional with a keen eye for risk and opportunity! Join the team as a Commercial Credit Analyst, where you’ll play a key role in evaluating creditworthiness, crafting sound credit recommendations, and helping shape smart lending decisions. This opportunity allows you to make a meaningful impact on our members and our commercial portfolio. This position is remote but must be able to commute to a branch within the credit union network in a reasonable timeframe.

Key Responsibilities

Credit assessments to determine loan application eligibility, done by analyzing documents, financial statements, and credit status.

Support Business Services department through cross-functional project participation, credit risk modeling, audit and exam participation, and more.

Develop complex credit presentations, analyzing and interpreting policies and risk ratings.

Perform annual reviews on existing commercial loan relationships.

Maintain working knowledge of loan programs and partnerships within the Business Services department and general changes in regulatory, economic and technological environments.

Qualifications

High School education or equivalent

1-2 years of post-secondary education in a business, accounting, or related field

3-4 years of experience in commercial lending, or equivalent combination of education and experience

Ability to read, analyze and interpret general business content at a professional level

Ability to communicate in a professional manner and communicate complex information both verbally and in writing to a variety of stakeholders

Experience and success in reporting and presenting analytical information

Demonstrated expertise using the Microsoft Office suite and proficiency with Adobe Acrobat.

Must possess or be willing to obtain Minnesota Notary Public

Experience using DNA and Sageworks preferred

Schedule

Monday – Friday, 8:00 a.m. to 5:00 p.m.

Full-time, 40 hrs/wk

This is an exempt position

Starting pay range: $66,000 - $75,000, pay commensurate with experience

Medical, dental and vision plan options

Health Saving Account and Flexible Spending Account options

401(k) with competitive company match

Paid time off, paid holidays, personal time and paid volunteer time

Development time and tuition reimbursement

Company provided life insurance, short-term and long-term disability insurance

Voluntary benefits including life, critical illness, accident and hospital indemnity coverage

Paid parental leave

Discretionary, annual profit-sharing bonus

Equal Opportunity Employer/Veterans/Disabled?

Members Cooperative Credit Union (MCCU) is an Equal Employment Opportunity employer. We are committed to an inclusive organizational environment that encourages the full participation of all members of our diverse workforce and enables everyone to maximize their talents, skills, and abilities to serve our members. MCCU recruits, hires, employs, trains, promotes, and compensates individuals based on job-related qualifications and skills. We do not discriminate based on race, color, religion, marital status, age, national origin, ancestry, physical or mental disability, medical condition, pregnancy, genetic information, gender, sexual orientation, gender identity or expression, veteran status, or any other status protected under federal, state, or local law.

For questions or, if you need assistance completing the application process, please contact [e-mail].