Credit Analyst I

Davita Inc.; Plymouth (MN); On-site; USD 73,000 - 94,000; Full time

Job summary

A leading financial cooperative seeks a team member to assist the Commercial Underwriting Manager in Plymouth. This role includes responsibilities such as loan presentation preparation and performing analytical evaluations. Candidates should have a strong financial background, effective communication skills, and a Bachelor’s degree in a relevant field.

Benefits

Health insurance options

401(k) with employer match

22 days of paid time off annually

Short and Long Term Disability benefits

Reimbursement for higher education expenses up to $5,250

Career development opportunities

Employee discounts

Volunteer paid time off

Qualifications

• 2+ years of experience in accounting, finance or related position.
• 2+ years experience in a business lending environment preferred.
• Ability for local travel for site visits.

Responsibilities

• Assist in preparation of loan presentations and reviews.
• Input financial information into Loan Origination Software.
• Prepare risk rating worksheets and assist in loan documentation.

Skills

Communication

Decision Making

Initiative

PC Skills

Education

Bachelor's degree in Business, Accounting or Finance

Tools

Microsoft Word

Excel

Outlook

Job description

WHO WE ARE:
TruStone Financial is a full-service, member-owned credit union that provides simple yet competitive financial tools to empower our members' financial well-being. Founded by teachers in 1939, TruStone Financial has since grown to the second-largest credit union in Minnesota and our 550+ employees serve more than 200,000 members across 23 locations in Minnesota and Wisconsin. Our vision is to create exceptional financial experiences, and to do that we need our exceptional people! Join our growing team and help us deliver on our mission to engage, educate and inspire our members to achieve lifelong financial well-being.

WHAT YOU'LL DO:
Assist the Commercial Underwriting Manager and Commercial Loan Officers with the preparation of loan presentations, annual loan reviews, problem loan worksheets and analytical evaluations. Input collected financial information into Loan Origination Software. Prepare questions based on analytical review of financial information and may accompany Commercial Loan Officers on member business calls to gather pertinent information for the completion of reviews. Prepare risk rating worksheets, loan upgrades/downgrades and assist the Commercial Underwriting Manager in assuring loan presentations, documentation, and file content is consistent and meets regulatory and credit union loan policy and procedural requirements. Request information from members, as needed, to assist in maintaining the integrity of legal and technical financial requirements.

WHAT YOU'LL BRING:
Availability to work 40 hours per week Monday through Friday between the hours of 8:00am - 5:00pm at our Plymouth Corporate Office; exempt.

In addition:

• Bachelor's degree, preferably in Business, Accounting or Finance, or equivalent related work experience.
• 2+ years of experience in accounting, finance or a financial institution related position.
• 2+ years of experience in a business lending environment, preferred.
• PC skills including a strong working knowledge of Microsoft Word, Excel and Outlook.
• Strong verbal and written communication skills.
• Ability to work independently while displaying initiative and decision making skills.
• Ability for local travel that may be necessary in order to conduct site visits.
• Compliance with the Bank Secrecy Act and all its provisions.
• Ability to pass a pre-employment drug test and various background checks.
• Regular and reliable attendance at the workplace.

WHAT WE OFFER:

The salary range for this position is $73,000.00 to $93,500.00 per year. In addition, we offer:

• Competitive pay and incentive programs for all positions.
• Health insurance with the ability to choose which plan option is best for you - a Traditional Health Plan or Health Savings Plan.
• Affordable dental and vision insurance coverage.
• Earn 22 days of paid time off annually for full-time employees with an equivalent accrual for part-time employees - and, the longer your tenure, the more PTO you'll have to enjoy.
• 10+ paid holidays each year.
• Up to 16 hours of paid time annually to volunteer for organizations you are passionate about.
• 401(k) with 50% employer match on the first 6% you contribute - plus, after one year of service, an additional 3% safe harbor employer contribution that is immediately 100% vested regardless if you are contributing or not.
• Eligibility for profit sharing opportunities in the form of a contribution to your 401(k) account.
• Employer-paid Short Term and Long Term Disability benefits.
• Employer-provided life insurance up to 2.5x your base salary with the option to purchase additional coverage for yourself, spouse and eligible dependents.
• Reimbursement for higher education expenses of up to $5,250 per calendar year (including tuition, books and activity fees).
• Career development opportunities - including our STEP job shadow program, TruStone Academy certification courses, Mentorship Program and more.
• Special employee discounts when you join TruStone Financial as a credit union member.
• Employee activities, events, discounts, and many other great benefits and perks!

TruStone Financial Credit Union is an Affirmative Action and Equal Opportunity Employer of Protected Veterans, Individuals with Disabilities and all Protected Classes.