Commercial Credit Analyst

Members Cooperative Credit Union; United States; Remote; USD 66,000 - 75,000; Full time

Job summary

Members Cooperative Credit Union is seeking a Commercial Credit Analyst to join the Business Services team. This role involves evaluating creditworthiness, making credit recommendations, and shaping lending decisions, all while having a significant impact on the commercial portfolio. The position is remote, requiring commuting to branches within the network as needed. Ideal candidates will possess a mix of analytical skills and experience in commercial lending.

Benefits

Medical, dental and vision plan options

401(k) with competitive company match

Paid time off and paid volunteer time

Tuition reimbursement

Company provided life insurance

Qualifications

• Experience in commercial lending (3-4 years preferred).
• Ability to read, analyze, and interpret business content.
• Proficient in Microsoft Office and Adobe Acrobat.

Responsibilities

• Conduct credit assessments for loan applications.
• Support business services through cross-functional projects.
• Develop complex credit presentations.

Skills

Analytical Skills

Communication

Risk Assessment

Education

High School education or equivalent

1-2 years of post-secondary education in a business, accounting, or related field

3-4 years of experience in commercial lending

Tools

Microsoft Office

Adobe Acrobat

DNA

Sageworks

Job description

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Brief Summary

Due to internal movement, the Business Services team here at Members is looking for a numbers-savvy professional with a keen eye for risk and opportunity! Join the team as a Commercial Credit Analyst, where you’ll play a key role in evaluating creditworthiness, crafting sound credit recommendations, and helping shape smart lending decisions. This opportunity allows you to make a meaningful impact on our members and our commercial portfolio. This position is remote but must be able to commute to a branch within the credit union network in a reasonable timeframe.

Brief Summary

Due to internal movement, the Business Services team here at Members is looking for a numbers-savvy professional with a keen eye for risk and opportunity! Join the team as a Commercial Credit Analyst, where you’ll play a key role in evaluating creditworthiness, crafting sound credit recommendations, and helping shape smart lending decisions. This opportunity allows you to make a meaningful impact on our members and our commercial portfolio. This position is remote but must be able to commute to a branch within the credit union network in a reasonable timeframe.

Key Responsibilities

• Credit assessments to determine loan application eligibility, done by analyzing documents, financial statements, and credit status.
• Support Business Services department through cross-functional project participation, credit risk modeling, audit and exam participation, and more.
• Develop complex credit presentations, analyzing and interpreting policies and risk ratings.
• Perform annual reviews on existing commercial loan relationships.
• Maintain working knowledge of loan programs and partnerships within the Business Services department and general changes in regulatory, economic and technological environments.
  
  

Qualifications

• High School education or equivalent
• 1-2 years of post-secondary education in a business, accounting, or related field
• 3-4 years of experience in commercial lending, or equivalent combination of education and experience
• Ability to read, analyze and interpret general business content at a professional level
• Ability to communicate in a professional manner and communicate complex information both verbally and in writing to a variety of stakeholders
• Experience and success in reporting and presenting analytical information
• Demonstrated expertise using the Microsoft Office suite and proficiency with Adobe Acrobat.
• Must possess or be willing to obtain Minnesota Notary Public
• Experience using DNA and Sageworks preferred
  
  

Schedule

• Monday – Friday, 8:00 a.m. to 5:00 p.m.
  
  

Wage & Hour Details

• Full-time, 40 hrs/wk
• This is an exempt position
• Starting pay range: $66,000 - $75,000, pay commensurate with experience
  
  

Benefits

• Medical, dental and vision plan options
• Health Saving Account and Flexible Spending Account options
• 401(k) with competitive company match
• Paid time off, paid holidays, personal time and paid volunteer time
• Development time and tuition reimbursement
• Company provided life insurance, short-term and long-term disability insurance
• Voluntary benefits including life, critical illness, accident and hospital indemnity coverage
• Paid parental leave
• Discretionary, annual profit-sharing bonus
  
  

Equal Opportunity Employer/Veterans/Disabled?

Members Cooperative Credit Union (MCCU) is an Equal Employment Opportunity employer. We are committed to an inclusive organizational environment that encourages the full participation of all members of our diverse workforce and enables everyone to maximize their talents, skills, and abilities to serve our members. MCCU recruits, hires, employs, trains, promotes, and compensates individuals based on job-related qualifications and skills. We do not discriminate based on race, color, religion, marital status, age, national origin, ancestry, physical or mental disability, medical condition, pregnancy, genetic information, gender, sexual orientation, gender identity or expression, veteran status, or any other status protected under federal, state, or local law.

For questions or, if you need assistance completing the application process, please contact [e-mail].

Seniority level

• Seniority level

  Associate

Employment type

• Employment type

  Full-time

Job function

• Job function

  Strategy/Planning and Information Technology

• Industries

  Banking

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