Commercial Banking Underwriter II: Credit Analysis Lead

FNB Corporation; Charlotte (NC); On-site; USD 65,000 - 95,000; Full time

Job summary

F.N.B. Corporation in Charlotte, NC, seeks a Business Banking Underwriter 2 to analyze financial statements, spread, and assess credit risk for mid-sized commercial borrowers.

You will prepare underwriting presentations, conduct cash flow analyses, and support senior underwriters while maintaining high service standards. The role requires a BA/BS and 3 years of related experience with strong communication and Excel skills; this is a full-time, on-site position in Charlotte, with opportunities to

Qualifications

• BA or BS required for the role.
• Minimum 3 years of related experience in credit underwriting or banking.
• Knowledge of commercial lending, underwriting practices, and banking regulations.

Responsibilities

• Analyze creditworthiness of borrowers and identify key issues.
• Prepare full underwriting analyses and written reports.
• Complete financial spreads, risk ratings, covenant tests, cash flow analyses.
• Develop underwriting presentations and complete credit investigations.
• Collaborate with managers on process improvements and cross-team initiatives.

Skills

Excellent communication

Analytical skills

Organizational skills

Interpersonal skills

Customer service

Project management

Initiative

Education

BA or BS

Tools

MS Word

MS Excel

MS PowerPoint

Job description

F.N.B. Corporation in Charlotte, NC, seeks a Business Banking Underwriter 2 to analyze financial statements, spread, and assess credit risk for mid-sized commercial borrowers.

You will prepare underwriting presentations, conduct cash flow analyses, and support senior underwriters while maintaining high service standards. The role requires a BA/BS and 3 years of related experience with strong communication and Excel skills; this is a full-time, on-site position in Charlotte, with opportunities to