Business Banking Underwriter I — Grow in Credit Analysis

F.N.B. Corporation; Charlotte (NC); Vor Ort; USD 55.000 - 75.000; Vollzeit

Zusammenfassung

F.N.B. Corporation in Charlotte, NC is seeking a Business Banking Underwriter 1 to assess creditworthiness of commercial loan customers, spread financial statements, and analyze industry conditions to prepare underwriting presentations.

You will work on lower complexity loans, perform credit investigations, and support risk management by adhering to policies. BA/BS and 1 year of experience, plus strong communication and analytical skills, are required.

Qualifikationen

• BA or BS degree required.
• 1 year of related experience required.
• Strong analytical and communication skills with attention to detail.

Aufgaben

• Analyzes the creditworthiness of borrowers, identifies key credit issues and prepares full written analysis according to policies and procedures.
• Utilizes software to complete financial spreads, risk ratings, covenant tests, cash flow analyses for credit decisions.
• Researches data from internet sources and research tools to summarize industry and borrower risk trends.
• Develops knowledge in banking matters, compliance, credit analysis and policies; demonstrates professionalism with customers and colleagues.
• Collaborates with the manager on group-wide process improvements and responsibilities.
• Performs other related duties and projects as assigned.

Kenntnisse

Project management

Communication (written & verbal)

Organizational skills

Interpersonal skills

Customer service

Personal computer & software

MS Word

MS Excel

MS PowerPoint

Commercial lending knowledge

Banking regulations knowledge

Ausbildung

BA or BS

Tools

MS Word

MS Excel

MS PowerPoint

Jobbeschreibung

F.N.B. Corporation in Charlotte, NC is seeking a Business Banking Underwriter 1 to assess creditworthiness of commercial loan customers, spread financial statements, and analyze industry conditions to prepare underwriting presentations.

You will work on lower complexity loans, perform credit investigations, and support risk management by adhering to policies. BA/BS and 1 year of experience, plus strong communication and analytical skills, are required.