Business Banking Underwriter I — Credit Analyst

Fnb Online; Charlotte (NC); On-site; USD 60,000 - 80,000; Full time

Job summary

FNB is seeking a Business Banking Underwriter 1 in Charlotte, NC to prepare financial analyses of commercial loan customers, spread financial statements, and analyze industry conditions. The role supports underwriting presentations and credit investigations to protect the Bank from loss, typically handling lower complexity portfolios with oversight.

The ideal candidate will have a BA/BS and at least 1 year of related experience, plus proficiency with MS Word, Excel, and PowerPoint, and strong

Qualifications

• BA or BS required.
• 1 year of related experience required.
• Knowledge of commercial lending and banking policies helpful.

Responsibilities

• Analyze creditworthiness of borrowers and prepare written analyses.
• Prepare financial spreads, risk ratings, covenant tests, and cash flow analyses.
• Research industry data and summarize economic trends relevant to lending decisions.
• Maintain knowledge of banking policies, compliance, and underwriting practices.
• Work with manager on process improvements and cross-functional initiatives.

Skills

Project management

Communication

Organization & analysis

Customer service

PC skills

Education

BA or BS

Tools

MS Word

MS Excel

MS PowerPoint

Job description

FNB is seeking a Business Banking Underwriter 1 in Charlotte, NC to prepare financial analyses of commercial loan customers, spread financial statements, and analyze industry conditions. The role supports underwriting presentations and credit investigations to protect the Bank from loss, typically handling lower complexity portfolios with oversight.

The ideal candidate will have a BA/BS and at least 1 year of related experience, plus proficiency with MS Word, Excel, and PowerPoint, and strong