Senior Commercial Banking Underwriter

FNB Corporation; Charlotte, Northern (NC, KY); Hybrid; USD 90,000 - 130,000; Full time

Job summary

FNB Corporation’s Charlotte office is seeking a seasoned Business Banking Underwriter III to assess credit risk on complex commercial loans. You will spread financial statements, analyze industries, and prepare underwriting presentations for loan decisions.

The role requires BA/BS and at least five years of experience in commercial lending, with strong analytical, communication, and project management skills, and proficiency in MS Office.

Qualifications

• BA or BS required.
• 5+ years of related experience.
• Strong knowledge of commercial lending and banking regulations.
• Excellent communication and analytical abilities.
• Proficient in MS Office applications.

Responsibilities

• Analyze the creditworthiness of borrowers and prepare full underwriting documents.
• Spread financial statements and perform cash flow analyses.
• Research data sources and summarize industry and borrower status for lending decisions.
• Collaborate with underwriting team and management on risk issues.
• Maintain knowledge of banking policies and regulatory requirements.

Skills

Project management

Communication

Analytical

Interpersonal skills

Customer service

PC proficiency

MS Word

MS Excel

MS PowerPoint

Commercial lending knowledge

Banking regulations knowledge

Education

BA/BS

Tools

MS Word

MS Excel

MS PowerPoint

Job description

FNB Corporation’s Charlotte office is seeking a seasoned Business Banking Underwriter III to assess credit risk on complex commercial loans. You will spread financial statements, analyze industries, and prepare underwriting presentations for loan decisions.

The role requires BA/BS and at least five years of experience in commercial lending, with strong analytical, communication, and project management skills, and proficiency in MS Office.