Banking Foundations Intern: Rotational Experience

Fishback Financial Corporation; United States; On-site; USD 22,000 - 30,000; Full time

Benefits offered by this job

Comprehensive Healthcare Benefits

401(k) & ESOP Profit Sharing

Wellness Program

Education: Tuition reimbursement and培训

Volunteer Service Hours

In‑house Childcare & Preschool

Job summary

First Bank & Trust is seeking an intern to explore careers in community banking. You will rotate through Retail Banking and Consumer, Business, Ag, and Mortgage Lending to gain hands-on exposure to core operations.

During the internship you will also touch Wealth Management, Credit Review, and Operations, observe lending processes, and prepare a closing presentation for stakeholders. On-site placement, emphasis on professionalism, customer service, and regulatory awareness, with a comprehensive

Qualifications

• Minimum of one year of business-related classes in higher learning.
• Excellent communication and customer service skills are essential.

Responsibilities

• Work closely with industry experts to identify and differentiate various banking products and services.
• Observe and participate in the customer experience including identifying needs, recommending products that fit, and maintaining customer relationships.
• Learn the foundations of banking by participating in general Retail functions including processing customer transactions, cash handling, and cash drawer balancing.
• Shadow the lending process from start to finish and develop overall loan file knowledge.
• Observe meetings with loan customers.
• List and describe various loan types and products.
• Compile and prepare proper underwriting information.
• Introduction to credit worthiness and cash flow by analyzing credit information and referring to policy & guidelines.
• View loan processing, servicing, and closing.
• Witness Departmental collaboration.
• Introduction to Wealth Management Services including financial planning, trusts, retirement plan services, investment management, and estate planning & administration.
• Utilize banking systems and observe how they integrate into business processes.
• Develop and apply a working knowledge of banking regulations and processes.
• Maintain confidentiality, integrity and honesty, especially in dealing with customer information.
• Gain skills related to professionalism, financial analysis, decision‑making, customer service and communication.
• Uphold professional standards when working with customers through various channels.
• Attend and participate in committee and department meetings and professional development opportunities and trainings.
• Connect with and learn from department leaders and management.
• Prepare a presentation at the close of the internship to be presented to key stakeholders.
• Act in accordance with FBT policies and procedures as set forth in the employee handbook.
• Adhere to compliance procedures and participate in required compliance training.

Skills

Communication skills

Customer service

Education

Business coursework

Job description

First Bank & Trust is seeking an intern to explore careers in community banking. You will rotate through Retail Banking and Consumer, Business, Ag, and Mortgage Lending to gain hands-on exposure to core operations.

During the internship you will also touch Wealth Management, Credit Review, and Operations, observe lending processes, and prepare a closing presentation for stakeholders. On-site placement, emphasis on professionalism, customer service, and regulatory awareness, with a comprehensive