Collections Officer

Smart Apartment Data; United States; Remote; USD 6,700 - 7,300; Full time

Benefits offered by this job

Fully remote

Philippines-based candidates only

Job summary

Smart Apartment Data is seeking an experienced Collections Officer to manage delinquent accounts and follow up with US-based customers from the Philippines. The role requires a persistent, professional communicator with strong English skills and solid follow-through.

You will handle outbound calls, emails, and negotiations to recover payments, while maintaining records and working toward daily and weekly KPIs in a fully remote setup.

Qualifications

• 2+ years in collections handling US/international accounts.
• Strong spoken and written English.
• Experience with high-volume outbound calls.
• Negotiation and payment arrangement skills.
• Able to meet daily/weekly collection targets and KPIs.

Responsibilities

• Manage a portfolio of delinquent/overdue accounts.
• Make outbound calls and emails to follow up on payments.
• Handle objections and payment delays professionally.
• Follow up consistently on payment commitments.
• Maintain accurate records and next steps.
• Work toward daily and weekly collections targets and KPIs.

Skills

Collections experience

English proficiency

Outbound calling

Clear communication

Persistence

Accountability

Target-driven

Job description

Location: Philippines

About the Role

We’re looking for an experienced Collections Officer who can confidently follow up on overdue accounts and work with US-based customers.

You should be persistent and firm without being aggressive, with strong English communication and follow-through.

What You'll Do

• Manage a portfolio of delinquent/overdue accounts
• Make outbound calls and send emails to follow up on outstanding payments.
• Handle customer objections and payment delays professionally.
• Follow up consistently on payment commitments
• Maintain accurate records and next steps
• Work toward daily and weekly collections targets and KPIs

What We're Looking For

• 2+ years of hands-on experience in a dedicated collections role, including experience handling U.S./international customer accounts. (Collections Officer, Collections Specialist, Collections Agent, or Collections Representative) — actively working overdue accounts, negotiating payment arrangements, and managing a delinquent portfolio.
• Strong spoken and written English.
• Comfortable with high-volume outbound calls.
• Clear, direct, and concise communicator.
• Firm, persistent, and professional.
• Strong follow-through and accountability.
• Comfortable working with targets and performance metrics.

This Role Is Not a Fit If:

• Your background is Accounts Receivable, Billing, Credit Analyst, or Credit Controller without a standalone Collections title
• Your "Collections" title involved mostly clerical, reconciliation, or data-entry duties rather than actively working overdue accounts and negotiating payments

Benefits

We offer:

• $600 to $650/month, depending on relevant experience and demonstrated collections expertise.
• Philippines-based candidates only.
• Fully remote